785 Moss Rd, Memphis, TN 38117 Property Records

Shelby County property record for 785 Moss Rd, Memphis, TN 38117

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 1951
Lot Size	0.216 acres (9,425 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Apr 2016)
Tax Bill	$1,093 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-5040-0-0010`

Property Details

APN / Parcel Number

Primary APN	`06-5040-0-0010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,425 sqft (0.216 acres)
Lot Dimensions	145 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	432 sqft
Porch	Open Porch
Porch Area	128 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	785 MOSS RD
City	MEMPHIS
State	TN
Zip	38117-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Subdivision	COLONIAL VIEW A, B, C, D, E & F
Legal Lot Number	34
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	1
Census Block	1005
Census Tract	9400

Owner

785 Moss Rd is owned and occupied by an individual who bought it in April 2016.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	785 MOSS RD, MEMPHIS, TN 38117-5203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Prior Sale	Nov 22, 2013 · Amount on File
Deed Document Number	201637083
Prior Transfer Date	Nov 15, 2013
Prior Transfer Doc	0000149775
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	785 MOSS RD, MEMPHIS, TN 38117-5203
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025105187
Date	Dec 9, 2025
Instrument	25105187

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 22, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	785 MOSS RD, MEMPHIS, TN 38117-5203
Transaction Type	Mortgage
Record Updated	Aug 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021098703
Date	Aug 10, 2021
Instrument	21098703

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	8277

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 27, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 785 Moss Rd was $1,093.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,093.00	$40,650 Land $11,250 Building $29,400	$162,600 Land $45,000 Building $117,600
2023		$35,075 Land $6,650 Building $28,425
2022	$2,136.00
2021			$140,300 Land $26,600 Building $113,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 785 Moss Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1981–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Moss Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile, Ting.

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