Porter County property record for 785 McCool Rd, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,280 sqft · built 1961 |
| Lot Size | 0.311 acres (13,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $243,656 (Jan 2026) |
| Tax Bill | $1,465 (2024) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-06-29-102-017.000-015 |
| Primary APN | 64-06-29-102-017.000-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,280 sqft |
| Family Room | Family Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 13,560 sqft (0.311 acres) |
| Lot Dimensions | 113 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 785 MCCOOL RD |
|---|---|
| City | PORTAGE |
| State | IN |
| Zip | 46368 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH HAVEN LOT 49 TCCD DR489 P202 |
| Legal Subdivision | SOUTH HAVEN |
| Legal Lot Number | 49 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50503 |
Source: Porter County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 785 MCCOOL RD, VALPARAISO, IN 46385-8887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jan 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Aug 4, 2021 | Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Prior Sale | Aug 4, 2021 · Amount on Record |
| Deed Document Number | 202673 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Jan 5, 2026 |
| Property Address | 785 MCCOOL RD, VALPARAISO, IN 46385-8887 |
| Document Number | 0000000073 |
| Map Reference | MB 1 PG 188 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026-000073 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | CHICAGO TITLE COMPANY LLC OLATHE KS, CHICAGO TITLE COMANY LLC LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 785 MCCOOL RD, VALPARAISO, IN 46385-8887 |
| Document Number | 0000000074 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026-000074 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Jan 5, 2026 |
| Property Address | 785 MCCOOL RD, VALPARAISO, IN 46385-8887 |
| Document Number | 0000000073 |
| Map Reference | MB 1 PG 188 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026-000073 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | CHICAGO TITLE COMPANY LLC OLATHE KS, CHICAGO TITLE COMANY LLC LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 785 MCCOOL RD, VALPARAISO, IN 46385-8887 |
| Document Number | 0000000074 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026-000074 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Aug 4, 2021 |
| Property Address | 785 MCCOOL RD, VALPARAISO, IN 46385-8887 |
| Document Number | 0000024006 |
| Map Reference | MB 1 PG 188 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021-024006 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 785 MCCOOL RD, VALPARAISO, IN 46385-8887 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024007 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021-024007 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Porter County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Portage Township |
| Unified School District | Portage Township Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,400 (+3.78%) Land $40,600 Building $148,800 | $189,400 (+3.78%) Land $40,600 Building $148,800 | |
| 2024 | $1,465.00 (+7.64%) Homeowner's exemption | $182,500 (+3.52%) Land $40,600 Building $141,900 | $182,500 (+3.52%) Land $40,600 Building $141,900 |
| 2023 | $1,361.00 (+6.91%) | $176,300 Land $38,400 Building $137,900 | $176,300 Land $38,400 Building $137,900 |
| 2022 | $1,273.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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