785 Maple Ridge Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 785 Maple Ridge Rd, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,446 sqft · built 1978
Lot Size	0.305 acres (13,273 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Oct 2023)
Tax Bill	$9,911 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-1810-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-1810-0`
Alternative APNs	`36-27-15-96582-008-0010` `271536965820080010` `152736965820080010` `R391449`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,446 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	2,446 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,273 sqft (0.305 acres)
Lot Dimensions	133 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	294 sqft
Deck Area	156 sqft
Patio Area	150 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R391449
Street Address	785 MAPLE RIDGE RD
City	PALM HARBOR
State	FL
Zip	34683-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	WESTLAKE VILLAGE REP OF BLK 8 BLK 8, LOT 1
Legal Range	15E
Legal Township	27S
Legal Section	36
Legal Subdivision	WESTLAKE VILLAGE
Legal Tract	96582
Legal Block	8
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3007
Census Tract	27206

Owner

785 Maple Ridge Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Pinellas County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	785 MAPLE RIDGE RD, PALM HARBOR, FL 34683-2917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Deed Document Number	2023263664
Deed Book / Page	22594 / 529
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 13, 2023
Property Address	785 MAPLE RIDGE RD N, PALM HARBOR, FL 34683-2917
Document Number	0225940529
Book / Page	22594 / 529
Map Reference	MB 72 PG 73&74
Instrument Date	Oct 12, 2023
Instrument	2023263664
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ELEVATED TITLE SVCS LLC, ELEVATED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,075.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 BLUE FOX WAY UNIT 517, 517, NEW PORT RICHEY, FL 34655-5379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 MAPLE RIDGE RD N, PALM HARBOR, FL 34683-2917

Mortgage

Document Number	0022594531
Date	Oct 13, 2023
Instrument	22594/531

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 785 Maple Ridge Rd was $9,911 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,911.00 Homeowner's exemption	$583,391	$585,584 Land $166,200 Building $419,384
2023	$3,218.00 (+0.56%) Homeowner's exemption Widower's exemption	$219,024 (+3%)	$504,039 (+14.71%) Land $207,445 Building $296,594
2022	$3,200.00 Homeowner's exemption Widower's exemption	$212,645	$439,384 Land $209,382 Building $230,002

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 785 Maple Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	2 (1981–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Maple Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20