785 Main Ave, Warwick, RI 02886 Property Records

Warwick City property record for 785 Main Ave, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,553 sqft · built 1925
Lot Size	0.288 acres (12,535 sqft)
Owner	Individual Name on Record
Last Sale	$399,100 (Jul 2026)
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26801930000`

Property Details

APN / Parcel Number

Primary APN	`26801930000`
Alternative APNs	`WARW M:268 B:0193 L:0000` `152560` `14888`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,553 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	990 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,535 sqft (0.288 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	152560
Street Address	785 MAIN AVE
City	WARWICK
State	RI
Zip	02886-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A7
Legal Block	193
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1081
Census Tract	22100

Owner

Source: Warwick City records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	785 MAIN AVE, WARWICK, RI 02886-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVINCE MORTGAGE ASSOCIATES
Jul 18, 2025	Warranty Deed, Transfer SEAVIEW RLTY
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CMG FINANCIAL
May 30, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jul 18, 2025 · Amount on Record
Deed Document Number	20268972
Deed Book / Page	10938 / 232
Prior Transfer Date	May 24, 2019
Prior Transfer Doc	9276-274
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 31, 2026
Property Address	785 MAIN AVE, WARWICK, RI 02886-3213
Document Number	0000008972
Book / Page	10938 / 232
Instrument Date	Jul 21, 2026
Instrument	20268972
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 MAIN AVE, WARWICK, RI 02886-3213

Mortgage

Date	Jul 31, 2026

Lender

Name	PROVINCE MORTGAGE ASSOCIATES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 18, 2025
Property Address	785 MAIN AVE, WARWICK, RI 02886-3213
Document Number	010720-104
Book / Page	10720 / 104
Instrument Date	Jul 18, 2025
Instrument	8114
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 MENDON RD # E551, E551, CUMBERLAND, RI 02864-4391
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008115
Date	Jul 18, 2025
Instrument	8115

Lender

Name	SEAVIEW RLTY

Agreement

Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	785 MAIN AVE, WARWICK, RI 02886-3213
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9400-147
Date	Nov 18, 2019
Book Page	9400/147
Instrument	16400

Lender

Name	CMG FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	May 30, 2019
Property Address	785 MAIN AVE, WARWICK, RI 02886-3213
Document Number	9276-274
Book / Page	9276 / 274
Instrument Date	May 24, 2019
Instrument	6871
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 MAIN AVE, WARWICK, RI 02886-3213

Mortgage

Document Number	9276-276
Date	May 30, 2019
Book Page	9276/276
Instrument	6872

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,774.00 (+11.62%)	$297,200 (+24.72%) Land $94,800 Building $202,400
2024			$367,650
2023	$3,381.00 (+2.73%)	$238,300 (+35.63%) Land $82,300 Building $156,000
2022	$3,291.00	$175,700 Land $55,000 Building $120,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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