785 Laurel Rd, Clinton, TN 37716 Property Records

Anderson County property record for 785 Laurel Rd, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1945
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$128,900 (May 2019)
Tax Bill	$791 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`081-050.00`

Property Details

APN / Parcel Number

Primary APN	`081-050.00`
Alternative APNs	`01081 081 050.00 000` `0108108105000` `001081 05000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,552 sqft
1st Floor Area	1,272 sqft
Basement Area	280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	246 ft deep x 161 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	84 sqft
Deck Area	20 sqft
Patio Area	20 sqft
Shed	1 Shed
Shed Area	288 sqft
Pole Barn	308 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	785 LAUREL RD
City	CLINTON
State	TN
Zip	37716-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLAHA PROPERTY PB: 5 PG: 107C LOT: 1 160.97X246.16 IRR
Legal Subdivision	BLAHA PROPERTY
Legal Lot Number	1
Jurisdiction	ANDERSON TN
Township / Civil Division	5
Census Block Group	3
Census Block	3020
Census Tract	21100

Owner

785 Laurel Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Anderson County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	785 LAUREL RD, CLINTON, TN 37716-5454
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERIVING
May 8, 2019	Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Prior Sale	Jan 31, 2000 · Amount on File
Deed Document Number	20193822
Deed Book / Page	1700 / 776
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Recording Date	Jun 17, 2026
Property Address	785 LAUREL RD, CLINTON, TN 37716-5454
Document Number	0000006097
Book / Page	1894 / 387
Instrument Date	Jun 11, 2026
Instrument	20266097
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	785 LAUREL RD, CLINTON, TN 37716-5454

Mortgage

Document Number	0000006097,
Date	Jun 17, 2026
Book Page	1894/387
Instrument	20266097

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	785 LAUREL RD, CLINTON, TN 37716-5454
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 LAUREL RD, CLINTON, TN 37716-5454

Mortgage

Document Number	17641086
Date	Jul 26, 2021
Book Page	1764/1086
Instrument	21008467

Lender

Name	DMI MORTGAGE SERIVING
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	May 8, 2019
Property Address	785 LAUREL RD, CLINTON, TN 37716-5454
Document Number	17000776
Book / Page	001700 / 000776
Instrument Date	May 2, 2019
Instrument	3822
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ADMIRAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.93
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 LAUREL RD CLINTON TN 377165454, CLINTON, TN 37716-5454

Mortgage

Document Number	17000779
Date	May 8, 2019
Book Page	001700/000779
Instrument	3823

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 785 Laurel Rd was $791, up 3.8% from the year before.

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00 (+3.81%)	$52,600 Land $11,850 Building $40,750	$210,400 Land $47,400 Building $163,000
2024	$762.00
2023		$28,975 Land $6,050 Building $22,925
2020			$115,900 Land $24,200 Building $91,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 785 Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Laurel Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON COUNTY W.A. serves 29,945 people · EPA ID TN0000514
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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