St. Louis County property record for 785 Emerald Oaks Ct, Eureka, MO 63025 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,580 sqft Living Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $305,000 (2017) |
| Tax Bill | $5,391.00 (2024) |
| Primary APN | 28V-6-1-058-9 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 2,580 sqft Living Area |
| 1st Floor | 1,184 sqft 1st Floor |
| Basement Area | 120 sqft Basement |
| Unfinished Basement | 120 sqft Unfinished |
| Game Room | Game Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 150 ft x 70 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Balcony Area | 92 sqft Balcony |
|---|---|
| Deck Area | 142 sqft Deck |
| Balcony | Balcony |
| Patio Area | 340 sqft Patio |
| Porch | Open Porch |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 785 EMERALD OAKS CT |
|---|---|
| City | EUREKA |
| State | MO |
| Zip | 63025-2373 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD FOREST PLAT TWO |
| Legal Subdivision | EMERALD FOREST PLAT TWO |
| Legal Lot Number | 34 |
| Jurisdiction | ST LOUIS MO |
| Minor Civil Division | MERAMEC |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 221502 |
Source: St. Louis County records · APN 28V-6-1-058-9
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Aug 19, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEWREZ LLC |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Aug 19, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage DITECH FIN'L |
| Apr 18, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage ACADEMY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on Record |
| Deed Sale | Apr 18, 2017 · Amount on Record |
| Prior Sale | May 03, 2012 · Amount on Record |
| Deed Doc Number | 2017041800209 |
| Deed Book / Page | 22486 / 343 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Document Number | 2023022800054 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 2023022800054 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Document Number | 0242481048 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 24248/1048 |
| Instrument | 2020081902287 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | KANSAS CITY, MO 64116 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CLEAR TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Document Number | 0251382348 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 25138/2348 |
| Instrument | 2021092900423 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Document Number | 0236740514 |
| Instrument Date | Aug 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 785 EMERALD OAKS CT EUREKA MO 630252373, EUREKA, MO 63025-2373 |
| Document Number | 0236740514 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 023674/000514 |
| Instrument | 89 |
| Name | DITECH FIN'L |
|---|---|
| Address | FORT WASHINGTON, PA 19034 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 27, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 18, 2017 |
| Property Address | 785 EMERALD OAKS CT, EUREKA, MO 63025-2373 |
| Document Number | 0224860343 |
| Book / Page | 022486 / 000343 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 209 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | SEARCH AND SETTLEMENT SOLUTIONS, CONTINENTAL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 785 EMERALD OAKS CT EUREKA MO 630252373, EUREKA, MO 63025-2373 |
| Document Number | 224860346 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 022486/000346 |
| Instrument | 210 |
| Name | ACADEMY MTG |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Eureka City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,060 (+13.63%) Land $24,950 Building $57,110 | $431,900 (+13.63%) Land $131,300 Building $300,600 | |
| 2024 | $5,391.00 (-0.09%) | ||
| 2023 | $5,396.00 | $72,220 Land $13,360 Building $58,860 | $380,100 Land $70,300 Building $309,800 |
785 Emerald Oaks Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (29189C), updated August 10, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 15th in Missouri |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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