785 Elderwood Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 785 Elderwood Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,914 sqft · built 1973
Lot Size	0.315 acres (13,721 sqft)
Owner	2 Individual Names on File
Last Sale	$429,900 (Aug 2026)
Tax Bill	$7,502 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0111-0113-00`

Property Details

APN / Parcel Number

Primary APN	`500-0111-0113-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,914 sqft Living Area
Gross Area	3,828 sqft
1st Floor Area	1,674 sqft
Basement Area	1,674 sqft
Finished Basement	1,240 sqft
Unfinished Basement	434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	13,721 sqft (0.315 acres)
Lot Dimensions	161 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	785 ELDERWOOD DR
City	CINCINNATI
State	OH
Zip	45255-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDERWOOD DR 85 X 161.83 IRR LOT 256 BRITNEY ACRESSUB BLK C PT 3
Legal Subdivision	BRITNEY ACRESSUB
Legal Block	C
Legal Lot Number	256
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3005
Census Tract	25103

Owner

785 Elderwood Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Hamilton County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	785 ELDERWOOD DR, CINCINNATI, OH 45255-4528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
May 30, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on File
Deed Sale	Aug 31, 2026 · Amount on File
Prior Sale	Dec 5, 1994
Deed Document Number	202671562
Deed Book / Page	15740 / 2241
Prior Transfer Date	Oct 17, 2019
Prior Transfer Doc	0000092587
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 31, 2026
Property Address	785 ELDERWOOD DR, CINCINNATI, OH 45255-4528
Document Number	0000071562
Book / Page	15740 / 2241
Instrument Date	Aug 27, 2026
Instrument	202671562
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86,839.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	785 ELDERWOOD DR, CINCINNATI, OH 45255-4528

Mortgage

Document Number	0000071563,
Date	Aug 31, 2026
Instrument	202671563

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	785 ELDERWOOD DR, CINCINNATI, OH 45255-4528
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008008
Date	May 30, 2017
Instrument	17-0048008

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45255

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 24, 2019
Property Address	785 ELDERWOOD DR, CINCINNATI, OH 45255-4528
Document Number	0000092587
Book / Page	014030 / 000727
Instrument Date	Oct 17, 2019
Instrument	92587
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	785 ELDERWOOD DR CINCINNATI OH 452554528, CINCINNATI, OH 45255-4528

Tax Assessment & Valuation

The 2025 property tax bill for 785 Elderwood Dr was $7,502, up 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,502.00 (+2.89%)	$119,882 (-) Land $19,075 Building $100,807	$342,520 Land $54,500 Building $288,020
2024	$7,291.00 (+5.13%)	$119,882 (-) Land $19,075 Building $100,807
2023	$6,935.00 (+28.33%)	$119,882 (+44.19%) Land $19,075 Building $100,807	$342,520 Land $54,500 Building $288,020
2022	$5,404.00 Homeowner's exemption	$83,143 Land $16,629 Building $66,514
2020			$237,550 Land $47,510 Building $190,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 785 Elderwood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Elderwood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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