785 Eckford Dr, Troy, MI 48085 Property Records

Oakland County property record for 785 Eckford Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 3,273 sqft · built 1946
Lot Size2.46 acres (107,158 sqft)
OwnerCompany Name on Record
Last Sale$474,000 (Jul 2003)
Tax Bill$7,028 (2025)
Deeds & MortgagesNov 2022 Transfer
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-15-251-008

Property Details

APN / Parcel Number

Primary APN88-20-15-251-008

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area3,273 sqft Living Area
1st Floor Area3,273 sqft
Basement Area3,273 sqft
Unfinished Basement3,273 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeHip
Lot Area107,158 sqft (2.46 acres)
Lot Dimensions225 ft deep x 225 ft wide
TerrainHigh
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area179 sqft
Patio Area179 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address785 ECKFORD DR
CityTROY
StateMI
Zip48085-4860
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 STEPHENSON LAND CO'S ACRES SUB LOT 10
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionSTEPHENSON LAND COS ACRES
Legal Lot Number10
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4000
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address785 ECKFORD DR, TROY, MI 48085-4860
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Intrafamily Transfer, Transfer
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2003 · Amount on Record
Deed SaleJul 16, 2003 · Amount on Record
Deed Document Number2003361886
Deed Book / Page29958 / 325
Last Transfer DateNov 3, 2022
Transfer Doc0000471172
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateNov 15, 2022
Property Address785 ECKFORD DR, TROY, MI 48085-4860
Document Number0000471172
Book / Page58258 / 636
Map ReferenceLB 48 PG 53
Instrument DateNov 3, 2022
Instrument471172
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address785 ECKFORD DR, 785, TROY, MI 48085-4860

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address785 ECKFORD DR, TROY, MI 48085-4860

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address785 ECKFORD DR, TROY, MI 48085-4860
Document Number0000007150
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedFeb 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address785 ECKFORD DR TROY MI 480854860, TROY, MI 48085-4860

Mortgage

Document Number0000007150
DateJan 10, 2020
Book Page053690/000343
Instrument7150
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 9, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,028.00 (-3.84%)
2023$659,840
2022$7,309.00$329,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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