Davis County property record for 785 E 425 S, Layton, UT 84041
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,592 sqft · built 1989 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,805 (Feb 2026) |
| Tax Bill | $2,756 (2025) |
| Deeds & Mortgages | Mar 2021 Second Mortgage Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-068-0044 |
| Primary APN | 11-068-0044 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Basement Area | 1,592 sqft |
| Unfinished Basement | 1,592 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| View / Lot | Corner |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 785 E 425 S |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-8 |
| Legal Description | ALL OF LOT 44, WHITESIDES ESTATES. CONT. 0.22 ACRES |
| Legal Subdivision | WHITESIDES ESTATES |
| Legal Lot Number | 44 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 125906 |
Source: Davis County records · APN 11-068-0044
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 WHITESIDES ST, LAYTON, UT 84041-4360 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Feb 18, 2026 | Intrafamily Transfer, Transfer MOUNTAIN AMERICA FCU |
| Oct 03, 2025 | Intrafamily Transfer, Transfer |
| Oct 03, 2025 | Intrafamily Transfer, Transfer |
| Mar 24, 2021 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | Mar 24, 2021 · Amount on Record |
| Deed Document Number | 20263655091 |
| Deed Book / Page | 8935 / 897 |
| Prior Transfer Date | Oct 03, 2025 |
| Prior Transfer Doc | 08846/1268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 785 E 425 S, LAYTON, UT 84041 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Title Company | COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY |
| Name | Verified Name |
|---|
| Document Number | 07723/1304 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 7723/1304 |
| Instrument | 3362851 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LAKEWOOD, NJ 08701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Feb 18, 2026 |
| Property Address | 785 E 425 S, LAYTON, UT 84041 |
| Document Number | 008935/897 |
| Book / Page | 8935 / 897 |
| Instrument Date | Feb 11, 2026 |
| Instrument | 3655091 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF UTAH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 416 WHITESIDES ST, LAYTON, UT 84041-4360 |
| Document Number | 0003655089 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 3655089 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 19, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Oct 03, 2025 |
| Property Address | 785 E 425 S, LAYTON, UT 84041-4266 |
| Document Number | 08846/1268 |
| Book / Page | 8846 / 1268 |
| Instrument Date | Oct 03, 2025 |
| Instrument | 3637001 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2955 N HILL FIELD RD APT 1144, 1144, LAYTON, UT 84041-5406 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 416 WHITESIDES ST, LAYTON, UT 84041-4360 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Oct 03, 2025 |
| Property Address | 785 E 425 S, LAYTON, UT 84041-4266 |
| Document Number | 08846/1270 |
| Book / Page | 8846 / 1270 |
| Instrument Date | Oct 03, 2025 |
| Instrument | 3637003 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 WHITESIDES ST, LAYTON, UT 84041-4360 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 416 WHITESIDES ST, LAYTON, UT 84041-4360 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Mar 24, 2021 |
| Property Address | 785 E 425 S, LAYTON, UT 84041-4266 |
| Document Number | 007723/980 |
| Book / Page | 7723 / 980 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 3362818 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | UNKNOWN, US TITLE COMPANY OF UTAH |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 WHITESIDES ST, LAYTON, UT 84041-4360 |
| Document Number | 0003362850 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 3362850 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Davis County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,756.00 (+4.31%) | $289,300 (-41.32%) Land $101,787 Building $187,513 | $526,000 (+6.69%) Land $185,067 Building $340,933 |
| 2024 | $2,642.00 (-0.11%) | ||
| 2023 | $2,645.00 (-4.55%) | $493,000 Land $137,897 Building $355,103 | $493,000 Land $137,897 Building $355,103 |
| 2022 | $2,771.00 |
Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Senawave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Telephone Companies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Boston Omaha, JAB Wireless.
Based on FCC filings for 376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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