785 Depot Ct, Lathrop, CA 95330 Property Records

San Joaquin County property record for 785 Depot Ct, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,042 sqft · built 2015
Lot Size	0.142 acres (6,173 sqft)
Owner	2 Trust Names on File
Last Sale	$175,000 (May 2026)
Tax Bill	$9,092 (2026)
Deeds & Mortgages	May 2026 Sale Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`191-630-400-000`

Property Details

APN / Parcel Number

Primary APN	`191-630-400-000`
Alternative APN	`191-630-40`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,042 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Lot Area	6,173 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-630-40
Street Address	785 DEPOT CT
City	LATHROP
State	CA
Zip	95330-8648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT 191-350-03/MOSSDALE LANDING-NORTH UNIT #3
Legal Subdivision	MOSSDALE LANDING NORTH
Legal Block	1
Legal Lot Number	131
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1030
Census Tract	5119

Owner

785 Depot Ct is owner-occupied and held in a trust since May 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	785 DEPOT CT, LATHROP, CA 95330-8648
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 6, 2018	Quit Claim Deed, Transfer · Conventional Mortgage EXCEL REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Prior Sale	Dec 30, 2015 · Amount on File
Deed Document Number	202641645
Prior Transfer Date	Feb 28, 2018
Prior Transfer Doc	0000025191
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 6, 2026
Property Address	785 DEPOT CT, LATHROP, CA 95330-8648
Document Number	0000041645
Instrument Date	Apr 8, 2026
Instrument	2026.41645
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$19,442.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	785 DEPOT CT, LATHROP, CA 95330-8648

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	785 DEPOT CT, LATHROP, CA 95330-8648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095420
Date	Aug 28, 2018
Instrument	2018-095420

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 6, 2018
Property Address	785 DEPOT CT, LATHROP, CA 95330-8648
Document Number	0000025191
Instrument Date	Feb 28, 2018
Instrument	25191
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	785 DEPOT CT LATHROP CA 953308648, LATHROP, CA 95330-8648

Mortgage

Document Number	25193
Date	Mar 6, 2018
Instrument	25193

Lender

Name	EXCEL REALTY INC
Address	8300 SIERRA COLLEGE BLVD # A, ROSEVILLE, CA 95661-9400

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 785 Depot Ct was $9,092 with a homeowner's exemption, up 1.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,092.00 (+1.18%)
2025	$8,986.00 Homeowner's exemption	$523,791 Land $183,486 Building $340,305
2023	$8,578.00 (+1.9%) Homeowner's exemption	$503,454 Land $176,362 Building $327,092	$681,030
2022	$8,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 785 Depot Ct in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1983–2017)
Claims Outside the SFHA	13 of 22
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Depot Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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