785 Cumnock Rd, Olympia Fields, IL 60461 Property Records

Cook County property record for 785 Cumnock Rd, Olympia Fields, IL 60461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,317 sqft · built 1956
Lot Size	0.471 acres (20,500 sqft)
Owner	Individual Name on Record
Last Sale	$120,500 (Jul 2019)
Tax Bill	$4,676 (2023)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-23-103-013`

Property Details

APN / Parcel Number

Primary APN	`31-23-103-013`
Alternative APN	`31-23-103-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,500 sqft (0.471 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	785 CUMNOCK RD
City	OLYMPIA FIELDS
State	IL
Zip	60461-1022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF (MATTESON) SUB IN SEC 23 & 26-35-13 SEC 26-35-13
Legal Range	13E
Legal Township	35N
Legal Section	26
Legal Subdivision	VILLAGE OF MATTESON SUB
Legal Block	13
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	RICH
Census Block Group	1
Census Block	1013
Census Tract	830005

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	785 CUMNOCK RD, OLYMPIA FIELDS, IL 60461-1022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Jul 23, 2019	Warranty Deed, Construction Loan · Construction Mortgage DYNAMIC EQUITY PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on Record
Deed Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	201941129
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	785 CUMNOCK RD, OLYMPIA FIELDS, IL 60461-1022
Transaction Type	Mortgage
Record Updated	Jul 4, 2022
Title Company	HUBBARD STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017408072
Date	Jun 23, 2022
Instrument	2217408072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.38%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	785 CUMNOCK RD, OLYMPIA FIELDS, IL 60461-1022
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005534053
Date	Feb 24, 2021
Instrument	2105534053

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.87%

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 23, 2019
Property Address	785 CUMNOCK RD, OLYMPIA FIELDS, IL 60461-1022
Document Number	1920441129
Instrument Date	Jul 15, 2019
Instrument	20441129
Transaction Type	Construction Loan
Record Updated	Jul 31, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 CUMNOCK RD OLYMPIA FIELDS IL 604611022, OLYMPIA FIELDS, IL 60461-1022

Mortgage

Document Number	1920441130
Date	Jul 23, 2019
Instrument	20441130

Lender

Name	DYNAMIC EQUITY PTRS
Type	Funding / Finance Company
Address	HUNTINGDON VALLEY, PA 19006

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 22, 2020

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Rich Township
Municipality	Olympia Fields Village
Elementary School District	Matteson Elementary School District 162 (PK - 08)
Secondary School District	Rich Township High School District 227 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,713 (+19.96%) Land $8,713 Building $8,000	$167,130 (+19.96%) Land $87,130 Building $80,000
2023	$4,676.00 (+16.12%)
2022	$4,027.00 Homeowner's exemption	$13,932 Land $7,687 Building $6,245	$139,320 Land $76,870 Building $62,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1978–2026)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLYMPIA FIELDS serves 4,922 people · EPA ID IL0312280
Water Source	Purchased surface water from OAK LAWN
Last State Inspection	Aug 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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