Walton County property record for 785 Cornelia St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,733 sqft · built 2020 |
| Lot Size | 0.201 acres (8,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Oct 2021) |
| Tax Bill | $4,154 (2024) |
| Deeds & Mortgages | Oct 2021 Sale May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-1S-19-23132-000-0940 |
| Primary APN | 17-1S-19-23132-000-0940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,733 sqft Living Area |
| Gross Area | 2,258 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,799 sqft (0.201 acres) |
| Lot Dimensions | 13 ft deep x 6.8 ft wide |
| Garage Type | Finished |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1086418 |
|---|---|
| Street Address | 785 CORNELIA ST |
| City | FREEPORT |
| State | FL |
| Zip | 32439-7685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 94 CENTRAL PARK AT HAMMOCK BAY PHASE 3 PB 20-52 OR 3085-1574 OR 3144-2912 OR 3220-4104 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 17 |
| Legal Subdivision | CENTRAL PARK |
| Legal Phase | 3 |
| Legal Lot Number | 94 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 950502 |
Source: Walton County records · APN 17-1S-19-23132-000-0940
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 374, PHILOMATH, OR 97370-0374 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Warranty Deed, Transfer SETCO SERVICES LLC |
| May 29, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 20210051536 |
| Deed Book / Page | 3220 / 4104 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 785 CORNELIA ST, FREEPORT, FL 32439-7685 |
| Document Number | 0032204104 |
| Book / Page | 3220 / 4104 |
| Map Reference | MB 20 PG 52&53 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 20210051536 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 785 CORNELIA ST, 785, FREEPORT, FL 32439-7685 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 374, PHILOMATH, OR 97370-0374 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 29, 2020 |
| Property Address | 785 CORNELIA ST, FREEPORT, FL 32439-7685 |
| Document Number | 0031442912 |
| Book / Page | 3144 / 2912 |
| Map Reference | MB 20 PG 52-53 |
| Instrument Date | May 22, 2020 |
| Instrument | 20200018280 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,029.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 785 CORNELIA ST, FREEPORT, FL 32439-7685 |
| Document Number | 0031442913 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 3144/2913 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $314,742 (+0.93%) Land $55,000 Building $259,742 | $314,742 (+0.93%) Land $55,000 Building $259,742 | |
| 2024 | $4,154.00 (+0.27%) | ||
| 2023 | $4,143.00 (-1.45%) | $311,830 (-3.5%) Land $49,485 Building $262,345 | $311,830 (-3.5%) Land $49,485 Building $262,345 |
| 2022 | $4,204.00 | $323,151 Land $54,928 Building $268,223 | $323,151 Land $54,928 Building $268,223 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 1,000 / 1,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Based on FCC filings for 391 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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