Flagler County property record for 785 Cobblestone Way, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,819 sqft Heated Area |
| Lot Size | 9,714 sqft (0.223 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $268,500 (2017) |
| Tax Bill | $2,553.00 (2025) |
| Primary APN | 03-13-31-5120-2AF03-0030 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,819 sqft Heated Area |
| Gross Area | 2,508 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,714 sqft (0.223 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 576 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 785 COBBLESTONE WAY |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SEC 2A-F UNIT 3 MB 34 PG 44 LOT 3 OR 1752/1542 OR 2186/820 OR 2209/555-CD |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF03-0030
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 785 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA FSB |
| Sep 20, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage USAA |
| Feb 09, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2017 · Amount on Record |
| Deed Sale | Feb 09, 2017 · Amount on Record |
| Prior Sale | Jan 14, 2010 · Amount on Record |
| Deed Doc Number | 2017005045 |
| Deed Book / Page | 2186 / 0820 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 785 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1025 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026350782 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 2635/782 |
| Instrument | 2021066881 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 785 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1025 |
| Document Number | 0022320853 |
| Book / Page | 002232 / 000853 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 785 COBBLESTONE WAY ORMOND BEACH FL 321741025, ORMOND BEACH, FL 32174-1025 |
| Document Number | 0022320853 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 002232/000853 |
| Instrument | 33917 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 09, 2017 |
| Property Address | 785 COBBLESTONE WAY, ORMOND BEACH, FL 32174-1025 |
| Document Number | 0021860820 |
| Book / Page | 002186 / 000820 |
| Instrument Date | Feb 01, 2017 |
| Instrument | 5045 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2017 |
| Title Company | R/T COAST TITLE INSURANCE AGENCY INC, R/T COAST TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,879.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4316 SERENE CIR FRUITLAND PARK FL 347316037, FRUITLAND PARK, FL 34731-6037 |
| Document Number | 21860821 |
|---|---|
| Date | Feb 09, 2017 |
| Book Page | 002186/000821 |
| Instrument | 5046 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 08, 2047 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,553.00 (-36.29%) Homeowner's exemption | $222,245 (+9.07%) | $334,385 (+9.26%) Land $65,500 Building $268,885 |
| 2023 | $4,007.00 (+6.37%) Homeowner's exemption | $203,767 (+3%) | $306,045 (+2.48%) Land $65,500 Building $240,545 |
| 2022 | $3,767.00 Homeowner's exemption | $197,832 | $298,643 Land $65,500 Building $233,143 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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