Cherokee County property record for 785 Co Rd 92, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1970 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | 2 Individual Names on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-10-08-27-0-000-029.000 |
| Primary APN | 13-10-08-27-0-000-029.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Interior Walls | Paneling |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 47,480 sqft (1.09 acres) |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Account Number | 3803 |
|---|---|
| Street Address | 785 COUNTY ROAD 92 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-2268 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR;S 750'TO POB;S 100';E 475'TO SW R/W CO RD 92;NW100'ALG R/W; W 425'TO POB |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 955701 |
785 Co Rd 92 is owned and occupied by two individuals who acquired it in June 1965.
Source: Cherokee County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 785 COUNTY ROAD 92, CEDAR BLUFF, AL 35959-2268 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 1965 |
| Deed Sale | Jun 11, 1965 |
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $7,940 Land $820 Building $7,120 | $87,800 Land $8,200 Building $79,600 |
| 2023 | Additional exemption filed | $8,700 | $86,800 Land $7,200 Building $79,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 785 Co Rd 92 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 785 Co Rd 92 is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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