Hernando County property record for 785 Challice Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,519 sqft · built 2015 |
| Lot Size | 0.292 acres (12,723 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,800 (May 2015) |
| Tax Bill | $3,671 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R34-223-18-1636-0000-0210 |
| Primary APN | R34-223-18-1636-0000-0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,519 sqft Living Area |
| Gross Area | 3,520 sqft |
| 1st Floor Area | 2,519 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,723 sqft (0.292 acres) |
| Garage Type | Attached |
| Garage Area | 618 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 383 sqft |
| Patio Area | 725 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01675459 |
|---|---|
| Street Address | 785 CHALLICE DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROWN POINTE LOT 21 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 34 |
| Legal Subdivision | CROWN POINTE |
| Legal Lot Number | 21 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 40906 |
785 Challice Dr is owned and occupied by two individuals who bought it in May 2015.
Source: Hernando County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 785 CHALLICE DR, SPRING HILL, FL 34609-2119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CREDIT UNION |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2015 · Amount on File |
| Deed Sale | May 5, 2015 · Amount on File |
| Deed Document Number | 201526592 |
| Deed Book / Page | 3220 / 753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 14, 2026 |
| Property Address | 785 CHALLICE DR, SPRING HILL, FL 34609-2119 |
| Document Number | 0000062038 |
| Book / Page | 4759 / 1826 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202662038 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 785 CHALLICE DR, SPRING HILL, FL 34609-2119 |
| Document Number | 0000062038, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 4759/1826 |
| Instrument | 202662038 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 785 CHALLICE DR, SPRING HILL, FL 34609-2119 |
| Document Number | 0035510281 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 785 CHALLICE DR SPRING HILL FL 346092119, SPRING HILL, FL 34609-2119 |
| Document Number | 0035510281 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 003551/000281 |
| Instrument | 7528 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 6, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 785 Challice Dr was $3,671 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,671.00 Homeowner's exemption | $249,146 | $519,588 Land $44,403 Building $475,185 |
| 2023 | $235,072 Land $235,072 | ||
| 2022 | $2,969.00 | $529,875 Land $44,403 Building $485,472 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 785 Challice Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 785 Challice Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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