785 Cayucos Ave, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 785 Cayucos Ave, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1979
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Feb 2015)
Tax Bill	$4,619 (2025)
Deeds & Mortgages	May 2022 Transfer Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-065-015`

Property Details

APN / Parcel Number

Primary APN	`041-065-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,202 sqft Living Area
1st Floor Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	785 CAYUCOS AVE
City	TEMPLETON
State	CA
Zip	93465-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN TEMP ADD BL 42 LT 8 & PTN ALLEY
Legal Subdivision	TN TEMP ADD
Legal Block	42
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	5
Census Block	5019
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	785 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Intrafamily Transfer, Transfer
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2015 · Amount on Record
Deed Sale	Feb 6, 2015 · Amount on Record
Prior Sale	Apr 5, 1996 · Amount on Record
Deed Document Number	20155125
Last Transfer Date	Apr 27, 2022
Transfer Doc	0000019398
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 3, 2022
Property Address	785 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Document Number	0000019398
Map Reference	MB A PG 37
Instrument Date	Apr 27, 2022
Instrument	2022019398
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	785 CAYUCOS AVE, TEMPLETON, CA 93465-5028

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	785 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 CAYUCOS AVE, TEMPLETON, CA 93465-5028

Mortgage

Document Number	0000063328
Date	Sep 15, 2021
Instrument	2021063328

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	785 CAYUCOS AVE, TEMPLETON, CA 93465-5028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004761
Date	Feb 8, 2019
Instrument	2019004761

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$404,529 (+2%) Land $214,524 Building $190,005
2025	$4,619.00 (+9.02%) Homeowner's exemption	$396,598 (+4.04%) Land $210,318 Building $186,280
2023	$4,237.00 (+2%) Homeowner's exemption	$381,200 Land $202,152 Building $179,048
2022	$4,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Ranch Wifi, Verizon.

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