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785 Bear Mountain Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 785 Bear Mountain Dr, Saint Peters, MO 63376 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,749 sqft · built 1986
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$328,300 (Mar 2024)
Tax Bill$3,718 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2024 Mortgage
+ 5 more
Flood ZoneZone X (moderate risk)
APNA850002048

Property Details

APN / Parcel Number

Primary APNA850002048
Alternative APN
  • 2-0062-5746-00-0041.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,749 sqft Living Area
Gross Area2,488 sqft
1st Floor Area1,288 sqft
Basement Area576 sqft
Finished Basement461 sqft
Unfinished Basement115 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area24 sqft
Deck AreaDeck Area
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA850002048
Street Address785 BEAR MOUNTAIN DR
CitySAINT PETERS
StateMO
Zip63376-2083
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMID RIVERS EST #2 LOT 41
Legal SubdivisionMID RIVERS EST #2
Legal Lot Number41
JurisdictionST CHARLES MO
Township / Civil DivisionO'FALLON
Census Block Group4
Census Block4000
Census Tract311312

Owner

Source: St. Charles County records · APN A850002048

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 15, 2024Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 28, 2022Beneficiary Deed, Transfer
Mar 25, 2022Warranty Deed, Transfer
INVESTORS TITLE COMPANY
Nov 29, 2021Quit Claim Deed, Transfer
Quitclaim
Oct 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
200422624 IRA
Oct 19, 2021Intrafamily Transfer, Transfer
CONTINENTAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 2024 · Amount on Record
Deed SaleMar 15, 2024 · Amount on Record
Prior SaleMar 25, 2022 · Amount on Record
Deed Document Number20249606
Prior Transfer DateNov 22, 2022
Prior Transfer Doc0000062981
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083

Mortgage

Document Number0000044328
DateOct 06, 2025
Instrument2025R-044328
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 15, 2024
Property Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083
Document Number0000009606
Map ReferenceMB 23 PG 144
Instrument DateMar 06, 2024
Instrument2024R-009606
Transaction TypeTransfer
Record UpdatedApr 01, 2024
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12125 QUEENDS CHARTER CT #A # A, A, SAINT LOUIS, MO 63146-5256

Mortgage

Document Number0000009607
DateMar 15, 2024
Instrument2024R-009607
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

November 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST CHARLES MO
Recording DateNov 28, 2022
Property Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083
Document Number0000062981
Map ReferenceMB 23 PG 144
Instrument DateNov 22, 2022
Instrument2022R-062981
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 CALVIN ST, EUGENE, OR 97401-5320

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 25, 2022
Property Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083
Document Number0000017468
Map ReferenceMB 23 PG 144
Instrument DateMar 22, 2022
Instrument2022R-017468
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7460 HEATHERMOOR LN, DARDENNE PRAIRIE, MO 63368-7231

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateNov 29, 2021
Property Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083
Document Number0000096684
Map ReferenceMB 23 PG 144
Instrument DateNov 23, 2021
Instrument2021R-096684
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6 SAGE MEADOWS CT, O FALLON, MO 63366-4189

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 EQUITY WAY, WESTLAKE, OH 44145-1050

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 19, 2021
Property Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083
Document Number0000086326
Map ReferenceMB 23 PG 144
Instrument DateOct 07, 2021
Instrument2021R-086326
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2977 HIGHWAY K285, O FALLON, MO 63368

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 SAGE MEADOWS CT, O FALLON, MO 63366-4189

Mortgage

Document Number0000086327
DateOct 19, 2021
Instrument2021R-086327
Lender
Name200422624 IRA
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateOct 19, 2021
Property Address785 BEAR MOUNTAIN DR, SAINT PETERS, MO 63376-2083
Document Number0000086325
Map ReferenceMB 23 PG 144
Instrument DateOct 06, 2021
Instrument2021R-086325
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyCONTINENTAL TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1 LEMON TREE CT, SAINT PETERS, MO 63376-2714

Transferred To (Grantee/Buyer)

NameVerified Name
Address2977 HIGHWAY K # 285, 285, O FALLON, MO 63368-7862

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Peters City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$53,458 (-)$281,356 (-) Land $50,000 Building $231,356
2025$3,718.00 (+5.6%)$53,458 (+8.35%)$281,356 (+8.35%) Land $50,000 Building $231,356
2024$3,521.00
2023$49,337
2022$259,670 Land $35,000 Building $224,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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