785 Barlow Rd, Bone Cave (Rock Island), TN 38581 Property Records

Van Buren County property record for 785 Barlow Rd, Bone Cave, TN 38581

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,296 sqft · built 1996
Lot Size	7.82 acres (341,075 sqft)
Owner	2 Individual Names on Record
Tax Bill	$526 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`088026 00404`

Property Details

APN / Parcel Number

Primary APN	`088026 00404`
Alternative APN	`026 00404`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1996
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	341,075 sqft (7.82 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	785 BARLOW RD
City	BONE CAVE
State	TN
Zip	38581-7629
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 02, COUNTY AREA: R07
Jurisdiction	VAN BUREN TN
Township / Civil Division	2
Census Block Group	1
Census Block	1059
Census Tract	925200

Owner

Source: Van Buren County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	785 BARLOW RD, BONE CAVE, TN 38581-7629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit SECURITY FEDERAL SVGS BANK
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FSB OF MCMINNVILLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020
Deed Sale	May 11, 2020
Deed Document Number	00RB105167
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	785 BARLOW RD, BONE CAVE, TN 38581-7629
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB96/635
Date	Nov 1, 2018
Book Page	RB96/635
Instrument	18001136

Lender

Name	SECURITY FEDERAL SVGS BANK
Type	Bank
Address	MCMINNVILLE, TN 37111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	785 BARLOW RD, BONE CAVE, TN 38581-7629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB105/148
Date	May 18, 2020
Book Page	RB105/148
Instrument	20000505

Lender

Name	SECURITY FSB OF MCMINNVILLE
Type	Bank
Address	MCMINNVILLE, TN 37110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00	$21,900 (-) Land $8,975 Building $12,925
2024	$526.00	$21,900 (-) Land $8,975 Building $12,925
2023	$526.00	$21,900 (-) Land $8,975 Building $12,925
2022	$526.00	$21,900 Land $8,975 Building $12,925	$87,600 (-) Land $35,900 Building $51,700
2021			$87,600 Land $35,900 Building $51,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY U.D. #2 serves 5,611 people · EPA ID TN0000655
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	No certified operator Sep 2018 Coliform assessment Sep 2018 Organic carbon removal Jul 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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