785 3rd St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 785 3rd St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	2,188 sqft · built 1949
Lot Size	0.133 acres (5,798 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Jul 2026)
Tax Bill	$14,052 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00042-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`03-00042-0000-00016`
Alternative APN	`030004200016`

Interior

Stories	2 Stories
Building Area	2,188 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	5,798 sqft (0.133 acres)
Lot Dimensions	126 ft deep x 44 ft wide

Location & Zoning

Street Address	785 3RD ST
City	DUNELLEN
State	NJ
Zip	08812-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	44X126 TRI 48X126
Legal Block	42
Legal Lot Number	16
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3005
Census Tract	300

Owner

785 3rd St is owned and occupied by two individuals who bought it in July 2026.

Source: Middlesex County and Dunellen Borough records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	785 3RD ST, DUNELLEN, NJ 08812-1146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Aug 17, 2021	Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Mar 10, 2017	Quit Claim Deed, Transfer SETTLEMENT ENGINE INC
Oct 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage IVY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on File
Deed Sale	Jul 27, 2026 · Amount on File
Prior Sale	Aug 17, 2021 · Amount on File
Deed Document Number	202647829
Deed Book / Page	20086 / 807
Prior Transfer Date	Oct 28, 2016
Prior Transfer Doc	201703100571
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 27, 2026
Property Address	785 3RD ST, DUNELLEN, NJ 08812-1146
Document Number	0000047829
Book / Page	20086 / 807
Instrument Date	Jul 15, 2026
Instrument	202647829
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	ALLIED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69,185.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 3RD ST, DUNELLEN, NJ 08812-1146

Mortgage

Document Number	0000047830,
Date	Jul 27, 2026
Instrument	202647830

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 17, 2021
Property Address	785 3RD ST, DUNELLEN, NJ 08812-1146
Document Number	2021104773
Book / Page	18583 / 1223
Instrument Date	Aug 2, 2021
Instrument	2021104773
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NOT AVAILABLE, ALLIED TITLE LLC SUITE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 VAN LIEW CT, 98, EAST BRUNSWICK, NJ 08816-5695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 3RD ST, DUNELLEN, NJ 08812-1146

Mortgage

Document Number	2021104774
Date	Aug 17, 2021
Instrument	2021104774

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 10, 2017
Property Address	785 3RD ST, DUNELLEN, NJ 08812-1146
Document Number	0000004663
Book / Page	006949 / 000466
Instrument Date	Oct 28, 2016
Instrument	4663
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	SETTLEMENT ENGINE INC

Transaction

Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	785 3RD ST DUNELLEN NJ 088121146, DUNELLEN, NJ 08812-1146

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	785 3RD ST, DUNELLEN, NJ 08812-1146
Document Number	0000007420
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	785 3RD ST DUNELLEN NJ 088121146, DUNELLEN, NJ 08812-1146

Mortgage

Document Number	0000007420
Date	Mar 10, 2017
Book Page	016706/000229
Instrument	7420

Lender

Name	IVY MTG
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 785 3rd St was $14,052, up 9.5% from the year before.

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,000 (-) Land $100,500 Building $473,500	$574,000 (-) Land $100,500 Building $473,500
2025	$14,052.00 (+9.52%)	$574,000 Land $100,500 Building $473,500	$574,000 Land $100,500 Building $473,500
2024	$12,831.00
2023		$444,900 Land $100,500 Building $344,400	$444,900 Land $100,500 Building $344,400
2022	$12,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 785 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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