7849 Pine Trace Dr, Sarasota, FL 34243 Property Records

Manatee County property record for 7849 Pine Trace Dr, Sarasota, FL 34243

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,605 sqft · built 1988
Lot Size	0.12 acres (5,209 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Feb 2024)
Tax Bill	$2,080 (2024)
Deeds & Mortgages	Feb 2024 Second Mortgage Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20517-1050-3`

Property Details

APN / Parcel Number

Primary APN	`20517-1050-3`
Alternative APN	`3518342051710503`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,605 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,605 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,209 sqft (0.12 acres)
View / Lot	Street
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	7849 PINE TRACE DR
City	SARASOTA
State	FL
Zip	34243-3754
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RSF-4.5 RE
Legal Description	UNIT 7 PINE TRACE CONDO PI#20517.1050/3
Legal Range	18E
Legal Township	35S
Legal Section	34
Legal Subdivision	PINE TRACE
Legal Tract	02051702
Legal Lot Number	7
Legal Unit	7
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3000
Census Tract	809

Owner

Source: Manatee County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7849 PINE TRACE DR, SARASOTA, FL 34243-3754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORPORATION A PU
Feb 2, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	202410719
Prior Transfer Date	Nov 13, 2019
Prior Transfer Doc	0041114757
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7849 PINE TRACE DR, SARASOTA, FL 34243-3754
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7849 PINE TRACE DR, SARASOTA, FL 34243-3754

Mortgage

Document Number	0041010721
Date	Feb 2, 2024
Instrument	202441010721

Lender

Name	FLORIDA HOUSING FINANCE CORPORATION A PU
Type	Non-Lending Institution
Address	227 N BRONOUGH ST STE 5000, TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 2, 2024
Property Address	7849 PINE TRACE DR, SARASOTA, FL 34243-3754
Document Number	0041010719
Instrument Date	Jan 31, 2024
Instrument	202441010719
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	AMERICAS TTITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	178 RUSHMORE LN, MURPHY, NC 28906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7849 PINE TRACE DR, SARASOTA, FL 34243-3754

Mortgage

Document Number	0041010720
Date	Feb 2, 2024
Instrument	202441010720

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVENUE, SARASOTA, FL 34232

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,766 (+100.49%) Land $45,900 Building $271,866	$317,766 (-1.07%) Land $45,900 Building $271,866
2024	$2,080.00 (+2.36%)
2023	$2,032.00 (+8.9%) Homeowner's exemption	$158,491 (+7.45%)	$321,190 (+15.15%) Land $45,900 Building $275,290
2022	$1,866.00 Homeowner's exemption	$147,504	$278,920 Land $45,000 Building $233,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (2017–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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