7849 Monroe Ave, Munster, IN 46321 Property Records

Lake County property record for 7849 Monroe Ave, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1959
Lot Size	0.192 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$240,500 (Aug 2021)
Tax Bill	$2,733 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`007-18-28-0180-0063`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0180-0063`
Alternative APNs	`45-06-13-477-001.000-027` `182801800063`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Basement Area	1,080 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-18-28-0180-0063
Old Parcel Number	182801800063
Street Address	7849 MONROE AVE
City	MUNSTER
State	IN
Zip	46321-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGELAND PARK 1ST ADD TO MUNSTER ALL L.63
Legal Subdivision	RIDGELAND PARK 1ST ADD
Legal Lot Number	63
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1001
Census Tract	40302

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7849 MONROE AVE, MUNSTER, IN 46321-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Feb 21, 2019	Deed of Trust, Mortgage · ARM FIRST FEDERAL SAVINGS BANK
Aug 18, 2021	Deed, Transfer · Conventional Mortgage PROPER RATE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Nov 2, 2006
Deed Document Number	2021-523504
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7849 MONROE AVE, MUNSTER, IN 46321-1203
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036803
Date	Jun 16, 2017
Instrument	2017 036803

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	7849 MONROE AVE, MUNSTER, IN 46321-1203
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010779
Date	Feb 21, 2019
Instrument	2019 010779

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	9.87%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Aug 18, 2021
Property Address	7849 MONROE AVE, MUNSTER, IN 46321-1203
Document Number	0000023504
Instrument Date	Aug 18, 2021
Instrument	2021-523504
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7849 MONROE AVE, MUNSTER, IN 46321-1203

Mortgage

Document Number	0000023505
Date	Aug 18, 2021
Instrument	2021-523505

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,500 (+20.91%) Land $64,700 Building $193,800	$258,500 (+20.91%) Land $64,700 Building $193,800
2024	$2,733.00 (+3.8%)
2023		$213,800 (+5.42%) Land $44,800 Building $169,000	$213,800 (+5.42%) Land $44,800 Building $169,000
2022	$2,633.00 Homeowner's exemption	$202,800 Land $44,800 Building $158,000	$202,800 Land $44,800 Building $158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2008–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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