7849 Melanie Cir, Talbott, TN 37877 Property Records

Hamblen County property record for 7849 Melanie Cir, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,085 sqft · built 1978
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$1,100,000 (Jun 2025)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`032046F B 01100`

Property Details

APN / Parcel Number

Primary APN	`032046F B 01100`
Alternative APN	`046F B 01100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,085 sqft Living Area
1st Floor Area	1,639 sqft
Upper Floors Area	744 sqft
Basement Area	1,600 sqft
Finished Basement	608 sqft
Unfinished Basement	992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	218 ft deep x 122 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	56 sqft
Patio Area	566 sqft
Boat Access	Boat Access
Boat House	2 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7849 MELANIE CIR
City	TALBOTT
State	TN
Zip	37877-8952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 2, SUBDIVISION: WEST LAKE EST, LOT: 9, PLAT BOOK: C, PLAT PAGE: 96
Legal Subdivision	WEST LAKE EST
Legal Lot Number	9 109
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	4
Census Block	4001
Census Tract	101100

Owner

Source: Hamblen County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7849 MELANIE CIR, TALBOTT, TN 37877-8952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Feb 18, 2020	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Document Number	25045669
Deed Book / Page	2144 / 406
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	7849 MELANIE CIR, TALBOTT, TN 37877-8952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1715661
Date	Jul 19, 2017
Book Page	1715/661
Instrument	17261013

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	7849 MELANIE CIR, TALBOTT, TN 37877-8952
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1833442
Date	Feb 18, 2020
Book Page	1833/442
Instrument	20001335

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,216.00 (-9.92%)	$150,775 (+20.76%) Land $30,900 Building $119,875	$603,100 (+20.76%) Land $123,600 Building $479,500
2023		$124,850 (-) Land $36,150 Building $88,700
2022	$2,460.00	$124,850 Land $36,150 Building $88,700	$499,400 (-) Land $144,600 Building $354,800
2020			$499,400 Land $144,600 Building $354,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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