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7846 N Cove Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 7846 N Cove Rd, Sparrows Point, MD 21219 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,214 sqft · built 1985
Lot Size0.34 acres (14,800 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Dec 2018)
Tax Bill$5,365 (2024)
Deeds & MortgagesDec 2019 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
APN15-1600001359

Property Details

APN / Parcel Number

Primary APN15-1600001359
Alternative APN
  • 1600001359

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,214 sqft Living Area
Gross Area2,502 sqft
1st Floor Area1,264 sqft
Basement Area950 sqft
Finished Basement950 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,800 sqft (0.34 acres)
Lot Dimensions148 ft deep x 100 ft wide
PorchEnclosed Porch
Porch Area288 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1600001359
Street Address7846 N COVE RD
CitySPARROWS POINT
StateMD
Zip21219-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LTS 698-699 LODGE FOREST
Legal SubdivisionLODGE FOREST
Legal Block1
Legal Lot Number698
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1008
Census Tract452100

Owner

Source: Baltimore County records · APN 15-1600001359

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7846 N COVE RD, BALTIMORE, MD 21219-1920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2019Deed of Trust, Mortgage
HOWARD BK
Nov 15, 2018Deed, Transfer · Conventional Mortgage
HOWARD BANK
Dec 14, 2018Grant Deed, Transfer
LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2018 · Amount on Record
Deed SaleDec 14, 2018 · Amount on Record
Prior SaleNov 15, 2018 · Amount on Record
Deed Book / Page40967 / 313
Prior Transfer DateOct 25, 2018
Prior Transfer Doc0409670313
Record UpdatedJun 08, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address7846 N COVE RD, BALTIMORE, MD 21219-1920
Document Number0422940001
Instrument DateDec 06, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyKEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7846 N COVE RD SPARROWS POINT MD 212191920, SPARROWS POINT, MD 21219-1920

Mortgage

Document Number0422940001
DateJan 02, 2020
Book Page042294/000001
Lender
NameHOWARD BK
TypeBank
AddressBALTIMORE, MD 21224
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateNov 15, 2018
Property Address7846 N COVE RD, BALTIMORE, MD 21219-1920
Document Number0408720417
Book / Page0040872 / 417
Map ReferenceMB LMCLM10 FO76-77
Instrument DateOct 25, 2018
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyLAWYERS TRUST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7846 N COVE RD, BALTIMORE, MD 21219-1920

Mortgage

Document Number0040872424
DateNov 15, 2018
Instrument0040872/424
Lender
NameHOWARD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateDec 14, 2018
Property Address7846 N COVE RD, BALTIMORE, MD 21219-1920
Document Number0409670313
Book / Page040967 / 000313
Instrument DateOct 25, 2018
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyLAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO

Transaction

AmountAmount Recorded
Tax$299.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address7846 N COVE RD BALTIMORE MD 212191920, BALTIMORE, MD 21219-1920

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$334,400 (+14.68%)$355,800 (+22.02%) Land $80,400 Building $275,400
2024$5,365.00 (+160.06%)
2023$2,063.00 Homeowner's exemption$291,600 Land $75,700 Building $215,900$291,600 Land $75,700 Building $215,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054521001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force
16 of 17 on primary residences
Nearby Flood Claims15 (2003–2020)
Claims Outside the SFHA8 of 15
Most Recent ClaimAug 2020, rainfall accumulation
Flood Events
  • Hurricane Isabel (Sep 2003), 11 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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