7845 Summerdown Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 7845 Summerdown Ct, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,145 sqft · built 2017
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$481,558 (Apr 2018)
Tax Bill	$6,820 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-000-442`

Property Details

APN / Parcel Number

Primary APN	`014-000-442`
Alternative APNs	`0000268593` `014 442`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,145 sqft Living Area
Basement Area	2,242 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Concrete
Lot Area	14,810 sqft (0.34 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	114 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000268593
Street Address	7845 SUMMERDOWN CT
City	CUMMING
State	GA
Zip	30040-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES3
Legal Description	2-1 179 LT 187 PH 2D WEST OAKS
Legal Subdivision	WEST OAKS
Legal Phase	2D
Legal Block	2D
Legal Lot Number	187
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	3
Census Block	3007
Census Tract	130302

Owner

7845 Summerdown Ct is owned and occupied by two individuals who bought it in April 2018.

Source: Forsyth County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7845 SUMMERDOWN CT, CUMMING, GA 30040-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018 · Amount on File
Deed Sale	Apr 5, 2018 · Amount on File
Deed Document Number	20183037
Deed Book / Page	8518 / 249
Record Updated	Sep 20, 2026

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Apr 6, 2018
Property Address	7845 SUMMERDOWN CT, CUMMING, GA 30040-3607
Document Number	0085180249
Book / Page	008518 / 000249
Instrument Date	Apr 5, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.56
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7845 SUMMERDOWN CT CUMMING GA 300403607, CUMMING, GA 30040-3607

Mortgage

Document Number	85180251
Date	Apr 6, 2018
Book Page	008518/000251

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7845 Summerdown Ct was $6,820 with exemptions applied.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,820.00 Homeowner's exemption Additional exemption filed	$325,328 Land $72,000 Building $253,328	$813,320 Land $180,000 Building $633,320
2023	$6,261.00 (+3.06%) Homeowner's exemption	$309,420 (+52.12%) Land $60,000 Building $249,420	$773,550 (+52.12%) Land $150,000 Building $623,550
2022	$6,075.00 Homeowner's exemption	$203,408 Land $40,000 Building $163,408	$508,520 Land $100,000 Building $408,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7845 Summerdown Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7845 Summerdown Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050
Water Source	Surface water
Last State Inspection	May 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20