7845 Summer Shadow, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 7845 Summer Shadow, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,632 sqft · built 2008
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Jan 2021)
Tax Bill	$9,217 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-22-160-039`

Property Details

APN / Parcel Number

Primary APN	`05-22-160-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,632 sqft Living Area
1st Floor Area	1,085 sqft
Basement Area	1,085 sqft
Unfinished Basement	1,085 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	21,344 sqft (0.49 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7845 SUMMER SHADOW
City	KALAMAZOO
State	MI
Zip	49009-4979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	AUTUMN VIEW UNIT 38 ***12/03 SPLIT FROM 22-155-011** SPLIT ON 12/17/2003 FROM 05-22-155-011;
Legal Subdivision	AUTUMN VIEW
Legal Unit	38
Jurisdiction	KALAMAZOO MI
Township / Civil Division	OSHTEMO
Census Block Group	3
Census Block	3000
Census Tract	2909

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7845 SUMMER SHADOW, KALAMAZOO, MI 49009-4979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARSHALL COMMUNITY CU
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 4, 2022	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Sep 30, 2008 · Amount on Record
Deed Document Number	20213534
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	7845 SUMMER SHADOW, KALAMAZOO, MI 49009-4979
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020030367
Date	Sep 10, 2020
Instrument	2020-030367

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2021

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	7845 SUMMER SHADOW, KALAMAZOO, MI 49009-4979
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 SUIR SHADOW, KALAMAZOO, MI 49009

Mortgage

Document Number	2021031556
Date	Aug 5, 2021
Instrument	2021-031556

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	7845 SUMMER SHADOW, KALAMAZOO, MI 49009-4979
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7845 SUMMER SHADOW, KALAMAZOO, MI 49009-4979

Mortgage

Document Number	2022004362
Date	Feb 4, 2022
Instrument	2022-004362

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	KALAMAZOO, MI 49006

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jan 27, 2021
Property Address	7845 SUMMER SHADOW, KALAMAZOO, MI 49009-4979
Document Number	2021003534
Map Reference	DOC 2001-025598
Instrument Date	Jan 15, 2021
Instrument	2021-003534
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7845 SUMMER SHADOW, 7845, KALAMAZOO, MI 49009-4979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5022 HOLLY OAK RD, FORT WAYNE, IN 46845-9478

Mortgage

Document Number	2021003535
Date	Jan 27, 2021
Instrument	2021-003535

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Oshtemo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,400 (+22.24%)	$496,800 (+22.24%)
2025	$9,217.00 (+68.04%) Homeowner's exemption
2023		$203,200	$406,400
2019	$5,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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