Lincoln County property record for 7845 Sarah Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,002 sqft · built 2020 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Dec 2021) |
| Tax Bill | $2,664 (2023) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-77-8891 |
| Primary APN | 4604-77-8891 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,002 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Custom Design |
| Lot Area | 9,540 sqft (0.219 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 288482 |
|---|---|
| Old Parcel Number | 460408778891 |
| Street Address | 7845 SARAH DR |
| City | DENVER |
| State | NC |
| Zip | 28037-8028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | LAKE HAVEN 128/1 |
| Legal Subdivision | LAKEHAVEN ESTATE |
| Legal Block | 77 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71203 |
Source: Lincoln County records · APN 4604-77-8891
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7845 SARAH DR, DENVER, NC 28037-8028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2021 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Feb 02, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MARCUS Z HARRIS |
| May 22, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 02, 2021 · Amount on Record |
| Deed Sale | Dec 02, 2021 · Amount on Record |
| Prior Sale | Feb 02, 2021 · Amount on Record |
| Deed Document Number | 0003113377 |
| Deed Book / Page | 3113 / 377 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 02, 2021 |
| Property Address | 7845 SARAH DR, DENVER, NC 28037-8028 |
| Document Number | 0003113377 |
| Book / Page | 3113 / 377 |
| Instrument Date | Dec 02, 2021 |
| Instrument | 643635 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 W WILSON AVE # AVE512, 900, MOORESVILLE, NC 28117-8001 |
| Name | Verified Name |
|---|---|
| Address | 7845 SARAH DR, DENVER, NC 28037-8028 |
| Document Number | 0000643636 |
|---|---|
| Date | Dec 02, 2021 |
| Instrument | 643636 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 02, 2021 |
| Property Address | 7845 SARAH DR, DENVER, NC 28037-8028 |
| Document Number | 0003002206 |
| Book / Page | 3002 / 206 |
| Instrument Date | Feb 02, 2021 |
| Instrument | 624521 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1795 N INGLESIDE FARM RD, 1795, IRON STATION, NC 28080-9249 |
| Name | Verified Name |
|---|---|
| Address | 7853 SARAH DR, DENVER, NC 28037-8028 |
| Document Number | 0000624522 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 624522 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7845 SARAH DR, DENVER, NC 28037-8028 |
| Document Number | 2902876 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | SARAH DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2902876 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 002902/000876 |
| Instrument | 607912 |
| Name | MARCUS Z HARRIS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Apr 27, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 22, 2018 |
| Property Address | 7845 SARAH DR, DENVER, NC 28037-8028 |
| Document Number | 2744281 |
| Book / Page | 002744 / 000281 |
| Instrument Date | May 21, 2018 |
| Instrument | 578224 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1795 N INGLESIDE FARM RD IRON STATION NC 280809249, IRON STATION, NC 28080-9249 |
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,664.00 | $422,003 Land $26,000 Building $396,003 | $422,003 Land $26,000 Building $396,003 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 196 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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