7845 Monterey Ave, Cincinnati, OH 45236 Property Records

Hamilton County property record for 7845 Monterey Ave, Cincinnati, OH 45236

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,178 sqft · built 1957
Lot Size0.133 acres (5,837 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Sep 2021)
Tax Bill$6,896 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN609-0013-0598-00

Property Details

APN / Parcel Number

Primary APN609-0013-0598-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,178 sqft Living Area
1st Floor Area945 sqft
AtticAttic
Attic Area233 sqft
Basement Area945 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleConventional
Exterior MaterialBrick
Lot Area5,837 sqft (0.133 acres)
Lot Dimensions106 ft deep x 55 ft wide
Garage TypeAttached
Garage Area357 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area189 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7845 MONTEREY AVE
CityCINCINNATI
StateOH
Zip45236-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY AVE 55 X 106 LOT 118 GALBRAITH TER BLKE
Legal SubdivisionGALBRAITH TERRACE
Legal BlockE
Legal Lot Number118
JurisdictionHAMILTON OH
Township / Civil DivisionDEER PARK
Census Block Group4
Census Block4003
Census Tract23701

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7845 MONTEREY AVE, CINCINNATI, OH 45236-2311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 3, 2020Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MTG
Dec 27, 2019Fiduciary Deed, Transfer · Line of Credit
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2021 · Amount on Record
Deed SaleSep 22, 2021 · Amount on Record
Prior SaleDec 27, 2019 · Amount on Record
Deed Document Number0000114467
Deed Book / Page14507 / 2976
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 22, 2021
Property Address7845 MONTEREY AVE, CINCINNATI, OH 45236-2311
Document Number0000114467
Book / Page14507 / 2976
Map ReferenceMB 4 PG 55&56
Instrument DateSep 15, 2021
Instrument2021-0114467
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$810.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7845 MONTEREY AVE, CINCINNATI, OH 45236-2311

Mortgage

Document Number0000114468
DateSep 22, 2021
Instrument2021-0114468
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7845 MONTEREY AVE, CINCINNATI, OH 45236-2311
Document Number0000078047
Instrument DateAug 3, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7845 MONTEREY AVE CINCINNATI OH 452362311, CINCINNATI, OH 45236-2311

Mortgage

Document Number0000078047
DateAug 7, 2020
Book Page014227/000519
Instrument78047
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 6, 2050
Interest
Rate TypeAdjustable Rate

December 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateDec 27, 2019
Property Address7845 MONTEREY AVE, CINCINNATI, OH 45236-2311
Document Number0000114657
Book / Page14072 / 00630
Map ReferenceMB 4 PG 55&56
Instrument DateDec 10, 2019
Instrument2019-0114657
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyACS TITLE & CLOSING SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$808.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7845 MONTEREY AVE, CINCINNATI, OH 45236-2311

Mortgage

Document Number0000114658
DateDec 27, 2019
Instrument2019-0114658
Lender
NameUNION SAVINGS BANK
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityDeer Park City
Unified School DistrictDeer Park Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,896.00 (+19.47%)$94,500 (-) Land $12,089 Building $82,411
2024$5,772.00 (-1.94%)$94,500 (-) Land $12,089 Building $82,411
2023$5,886.00 (+3.03%)$94,500 (+33.66%) Land $12,089 Building $82,411$270,000 (+33.66%) Land $34,540 Building $235,460
2022$5,713.00 Homeowner's exemption$70,701 Land $10,238 Building $60,463
2020$202,000 Land $29,250 Building $172,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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