7845 Highlands Rd, Franklin, NC 28734 Property Records

Macon County property record for 7845 Highlands Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,984 sqft
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Tax Bill	$2,590 (2026)
Deeds & Mortgages	Aug 2023 Transfer Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`7522090557`

Property Details

APN / Parcel Number

Primary APN	`7522090557`
Alternative APNs	`7512999465` `147953` `153280` `159839`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,984 sqft Heated Area
1st Floor Area	1,984 sqft

Exterior

Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach
Porch	Slab

Location & Zoning

Account Number	159839
Street Address	STARGAZER CT
City	FRANKLIN
State	NC
Zip	28734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PEEKS CREEK RD
Legal Lot Number	2
Jurisdiction	MACON NC
Township / Civil Division	SUGARFORK
Census Block Group	3
Census Block	3047
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7845 HIGHLANDS RD, FRANKLIN, NC 28734-3520
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 18, 2022	Deed of Trust, Mortgage MORRIS BANK
Sep 1, 2022	Warranty Deed, Transfer · Commercial Mortgage MORRIS BANK
Oct 20, 2020	Warranty Deed, Transfer · Seller Carry-Back JAMES W DURHAM LIVING TRUST
Jul 3, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 4, 2025
Transfer Doc	00Q43/1651
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Aug 2, 2023
Property Address	HIGHLANDS RD, HIGHLANDS, NC 28741
Document Number	00Q42/1527
Book / Page	Q-42 / 1527
Map Reference	CAB 5 SL 12677
Instrument Date	Jul 11, 2023
Instrument	2023004687
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 W MAIN ST, FRANKLIN, NC 28734-3005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3123, ASHEVILLE, NC 28802-3123

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	HIGHLANDS RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3123, BLUFFTON, SC 29910-3123

Mortgage

Document Number	00F42/1871
Date	Nov 18, 2022
Book Page	F-42/1871
Instrument	2022008834

Lender

Name	MORRIS BANK
Type	Bank
Address	DUBLIN, GA 31040

Agreement

Amount	Amount Recorded
Term	22 Months
Due	Sep 17, 2024

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 1, 2022
Property Address	HIGHLANDS RD, HIGHLANDS, NC 28741
Document Number	00B42/1072
Book / Page	B-42 / 1072
Map Reference	CARD 12176
Instrument Date	Aug 31, 2022
Instrument	2022006767
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6, CASHIERS, NC 28717-0006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3123, BLUFFTON, SC 29910-3123

Mortgage

Document Number	2022006768
Date	Sep 1, 2022
Instrument	2022006768

Lender

Name	MORRIS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 5, 2023

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 20, 2020
Property Address	HIGHLANDS RD, HIGHLANDS, NC 28741
Document Number	000H40/803
Book / Page	H-40 / 803
Map Reference	CARD 6645
Instrument Date	Oct 20, 2020
Instrument	2020007913
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 FURMAN RDA, 501, GREENVILLE, SC 29609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6, CASHIERS, NC 28717-0006

Mortgage

Document Number	2020007914
Date	Oct 20, 2020
Instrument	2020007914

Lender

Name	JAMES W DURHAM LIVING TRUST
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	24 Months
Due	Oct 20, 2022

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 3, 2017
Property Address	HIGHLANDS RD, HIGHLANDS, NC 28741
Document Number	00A38/1297
Book / Page	A-38 / 1297
Instrument Date	May 10, 2017
Instrument	2017004336
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 FURMAN RD, 501, GREENVILLE, SC 29609-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	501 FURMAN RD, GREENVILLE, SC 29609-3551
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,590.00	$776,730 (+85.45%) Land $250,350 Building $526,380	$776,730 (+85.45%) Land $250,350 Building $526,380
2025		$418,840 (-31.64%) Land $240,350 Building $178,490	$418,840 (-31.64%) Land $240,350 Building $178,490
2023	$1,948.00 (+110.59%)	$612,670 (+208.18%) Land $612,670	$612,670 (+208.18%) Land $612,670
2022	$925.00	$198,800 Land $198,800	$198,800 Land $198,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	11 (2004–2024)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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