Mille Lacs County property record for 7845 164th Ave, Oak Park, MN 56357
| Property Type | Single Family Home |
|---|---|
| Details | 1,590 sqft · built 2003 |
| Lot Size | 5.7 acres (248,292 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,900 (Jun 2010) |
| Tax Bill | $4,964 (2026) |
| Deeds & Mortgages | May 2019 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-031-0205 |
| Primary APN | 12-031-0205 |
|---|
| Building Area | 1,590 sqft Total Area |
|---|---|
| Basement Area | 964 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 248,292 sqft (5.7 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Street Address | 7845 164TH AVE |
|---|---|
| City | OAK PARK |
| State | MN |
| Zip | 56357-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.70 AC TR IN NE OF NW & NW OF NE DES AS PARCEL E OF 4/22/03 REV SKETCH 31 37 27 5.70 |
| Legal Range | 27 |
| Legal Township | 37 |
| Legal Section | 31 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILO |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 170400 |
7845 164th Ave is owned and occupied by two individuals who bought it in June 2010.
Source: Mille Lacs County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7845 164TH AVE, OAK PARK, MN 56357-8554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FALCON NATIONAL BANK |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FALCON NATIONAL BANK |
| May 4, 2006 | Deed of Trust, Mortgage · Line of Credit THE BANK OF ELK RIVER |
| Jun 29, 2010 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2010 · Amount on File |
| Deed Sale | Jun 29, 2010 · Amount on File |
| Deed Document Number | 2010362589 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7845 164TH AVE, OAK PARK, MN 56357-8554 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Name | Verified Name |
|---|
| Document Number | 000A411331 |
|---|---|
| Date | May 6, 2019 |
| Instrument | A411331 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7845 164TH AVE, OAK PARK, MN 56357-8554 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Name | Verified Name |
|---|
| Document Number | 000A416700 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | A416700 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7845 164TH AVE, OAK PARK, MN 56357-8554 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000331920 |
|---|---|
| Date | May 4, 2006 |
| Instrument | 331920 |
| Name | THE BANK OF ELK RIVER |
|---|---|
| Address | ELK RIVER, MN 55330 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Apr 25, 2013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jun 29, 2010 |
| Property Address | 7845 164TH AVE, OAK PARK, MN 56357-8554 |
| Document Number | 000A362589 |
| Instrument Date | Jun 21, 2010 |
| Instrument | A362589 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $547.47 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3845 164TH AVENUE, OAK PARK, MN 56357 |
| Document Number | 000A362590 |
|---|---|
| Date | Jun 29, 2010 |
| Instrument | A362590 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Jun 21, 2043 |
The 2026 property tax bill for 7845 164th Ave was $4,964, up 17% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milo Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,964.00 (+16.97%) | $490,600 (+8.16%) Land $101,900 Building $388,700 | $490,600 (+8.16%) Land $101,900 Building $388,700 |
| 2025 | $4,244.00 Homeowner's exemption | $453,600 Land $82,800 Building $370,800 | $453,600 Land $82,800 Building $370,800 |
| 2023 | $2,976.00 | $365,500 Land $59,400 Building $306,100 | $365,500 Land $59,400 Building $306,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7845 164th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7845 164th Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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