7843 Washington St, Vanderbilt, MI 49795 Property Records

Otsego County property record for 7843 Washington St, Vanderbilt, MI 49795

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$128,750 (Jun 2020)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Sale & Mortgage + 2 more
APN	`045-100-000-170-00`

Property Details

APN / Parcel Number

Primary APN	`045-100-000-170-00`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	7843 WASHINGTON ST
City	VANDERBILT
State	MI
Zip	49795-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 170 & 171 BERRYS ADDITION VILLAGE OF VANDERBILT. SEC 22 & 27 T32N R3W.
Legal Subdivision	BERRYS ADDITION
Legal Lot Number	170-171
Jurisdiction	OTSEGO MI
Township / Civil Division	CORWITH
Census Block Group	2
Census Block	2061
Census Tract	950100

Owner

7843 Washington St is owned and occupied by an individual who bought it in June 2020.

Source: Otsego County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7843 WASHINGTON ST, VANDERBILT, MI 49795-9303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage 4FRONT CREDIT UNION
Jun 5, 2020	Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL
Apr 18, 2018	Warranty Deed, Transfer AMERIFIRST FINANCIAL
Mar 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Apr 18, 2018 · Amount on File
Deed Book / Page	1525 / 161
Prior Transfer Date	Mar 17, 2017
Prior Transfer Doc	01427/0086
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Recording Date	Jul 7, 2026
Property Address	7843 WASHINGTON ST, VANDERBILT, MI 49795-9303
Document Number	1715000407
Book / Page	1715 / 407
Instrument Date	Jun 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7843 WASHINGTON ST, VANDERBILT, MI 49795-9303

Mortgage

Document Number	1715000407,
Date	Jul 7, 2026
Book Page	1715/407

Lender

Name	4FRONT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Jun 1, 2048

Interest

Rate	6.51%
Max Rate	-1%

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OTSEGO MI
Recording Date	Jun 5, 2020
Property Address	7843 WASHINGTON ST, VANDERBILT, MI 49795-9303
Document Number	001525/161
Book / Page	1525 / 161
Instrument Date	May 22, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7843 WASHINGTON ST, VANDERBILT, MI 49795-9303
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001525/0000000164
Date	Jun 5, 2020
Book Page	0000001525/0000000164

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Apr 18, 2018
Property Address	7843 WASHINGTON ST, VANDERBILT, MI 49795-9303
Document Number	0001458/80
Book / Page	1458 / 80
Instrument Date	Apr 17, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20415 LAW AVE, BROWNSTOWN TWP, MI 48183-5023

Mortgage

Document Number	0000001458/0000000081
Date	Apr 18, 2018
Book Page	0000001458/0000000081

Lender

Name	AMERIFIRST FINANCIAL
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO MI
Recording Date	Mar 17, 2017
Property Address	7843 WASHINGTON ST, VANDERBILT, MI 49795-9303
Document Number	01427/0086
Book / Page	1427 / 0086
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7842 WASHINGTON ST, 7842, VANDERBILT, MI 49795-9303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7842 WASHINGTON ST, VANDERBILT, MI 49795-9303

Tax Assessment & Valuation

The 2025 property tax bill for 7843 Washington St was $1,405 with a homeowner's exemption, up 7.3% from the year before.

Source: Otsego County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Municipality	Vanderbilt Village
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,900 (+4.58%)	$127,800 (+4.58%)
2025	$1,405.00 (+7.25%) Homeowner's exemption	$61,100	$122,200
2024	$1,310.00
2023		$56,900	$113,800
2022	$855.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 7843 Washington St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7843 Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Washington St

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