78409 Moongold Rd, Palm Desert, CA 92211 Property Records

Riverside County property record for 78409 Moongold Rd, Palm Desert, CA 92211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,128 sqft · built 1993
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2016)
Tax Bill	$2,962 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`748-092-017`

Property Details

APN / Parcel Number

Primary APN	`748-092-017`
Alternative APN	`605505006`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,820 sqft
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	78409 MOONGOLD RD
City	PALM DESERT
State	CA
Zip	92211-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPZONE
Legal Description	LOT 74 MB 238/037 TR 27220
Legal Subdivision	TRACT 27220
Legal Tract	27220
Legal Lot Number	74
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1019
Census Tract	51402

Owner

78409 Moongold Rd is owned and occupied by an individual who acquired it in August 2016.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	78409 MOONGOLD RD, PALM DESERT, CA 92211-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 25, 2017	Deed of Trust, Mortgage · FHA Mortgage FRANKLIN LN CTR
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage EQUITY TITLE COMPANY, EQUITY TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2016 · Amount on File
Deed Sale	Jun 29, 2016 · Amount on File
Prior Sale	Jul 6, 2005 · Amount on File
Deed Document Number	2016266075
Last Transfer Date	Aug 31, 2016
Transfer Doc	0000376405
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78409 MOONGOLD RD, PALM DESERT, CA 92211-1335
Document Number	0000520629
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	78409 MOONGOLD RD PALM DESERT CA 922111335, PALM DESERT, CA 92211-1335

Mortgage

Document Number	0000520629
Date	Dec 17, 2019
Instrument	520629

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78409 MOONGOLD RD, PALM DESERT, CA 92211-1335
Document Number	0000453021
Instrument Date	Oct 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	CHICAGO TITLE-INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78409 MOONGOLD RD PALM DESERT CA 922111335, PALM DESERT, CA 92211-1335

Mortgage

Document Number	0000453021
Date	Oct 31, 2017
Instrument	453021

Lender

Name	FRANKLIN LN CTR
Type	Funding / Finance Company
Address	PALM DESERT, CA 92260

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78409 MOONGOLD RD, PALM DESERT, CA 92211-1335
Document Number	0000106108
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	78409 MOONGOLD RD PALM DESERT CA 922111335, PALM DESERT, CA 92211-1335

Mortgage

Document Number	0000106108
Date	Mar 15, 2017
Instrument	106108

Lender

Address	PO BOX 2609, RANCHO MIRAGE, CA 92270-1097

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 14, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 78409 Moongold Rd was $2,962 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,338 (+2%) Land $54,333 Building $163,005
2025	$2,962.00 Homeowner's exemption	$213,077 Land $53,268 Building $159,809
2023	$2,799.00 (+2.79%) Homeowner's exemption	$204,804 Land $51,200 Building $153,604
2022	$2,723.00
2021			$258,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78409 Moongold Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 78409 Moongold Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 811 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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