78407 Terra Cotta Ct, La Quinta, CA 92253 Property Records

Riverside County property record for 78407 Terra Cotta Ct, La Quinta, CA 92253

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 763 sqft · built 1989
Lot Size	0.6 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Dec 2019)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`604-022-056`

Property Details

APN / Parcel Number

Primary APN	`604-022-056`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	763 sqft Living Area
1st Floor Area	763 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Gravel
Lot Area	2,614 sqft (0.6 acres)
View / Lot	Golf Course
Garage Type	Detached
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	78407 TERRA COTTA CT
City	LA QUINTA
State	CA
Zip	92253-3810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R28M
Legal Description	UNIT 123 CM 071/001 INT IN COMMON IN LOTS 1 & 2 MB 146/054 TR 18915
Legal Subdivision	TRACT NO 18915
Legal Tract	18915
Legal Lot Number	1,2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3001
Census Tract	45234

Owner

78407 Terra Cotta Ct, a condominium, is owned and occupied by two individuals who bought it in December 2019.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78407 TERRA COTTA CT, LA QUINTA, CA 92253-3810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 20, 2019	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Nov 6, 2007 · Amount on File
Deed Document Number	2019528328
Prior Transfer Date	Nov 27, 2009
Prior Transfer Doc	0000613894
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78407 TERRA COTTA CT, LA QUINTA, CA 92253-3810
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78407 TERRA COTTA CT, LA QUINTA, CA 92253-3810

Mortgage

Document Number	0000106480
Date	Feb 18, 2021
Instrument	2021-0106480

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 20, 2019
Property Address	78407 TERRA COTTA CT, LA QUINTA, CA 92253-3810
Document Number	0000528328
Map Reference	MB 146 PG 54-61
Instrument Date	Nov 21, 2019
Instrument	2019-0528328
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	78407 TERRA COTTA CT, LA QUINTA, CA 92253-3810

Mortgage

Document Number	0000528329
Date	Dec 20, 2019
Instrument	2019-0528329

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 78407 Terra Cotta Ct was $2,746 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	La Quinta City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,441 (+2%) Land $20,914 Building $176,527
2025	$2,746.00 Homeowner's exemption	$193,570 Land $20,504 Building $173,066
2023	$2,593.00 (+2.86%) Homeowner's exemption	$186,055 Land $19,708 Building $166,347
2022	$2,521.00
2021			$210,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78407 Terra Cotta Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78407 Terra Cotta Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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