7840 Lemon Rd, Bancroft, MI 48414 Property Records

Shiawassee County property record for 7840 Lemon Rd, Bancroft, MI 48414

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2021)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`011-27-400-004-01`

Property Details

APN / Parcel Number

Primary APN	`011-27-400-004-01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,260 sqft Living Area
1st Floor Area	896 sqft
Basement Area	376 sqft
Unfinished Basement	376 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7840 LEMON RD
City	BANCROFT
State	MI
Zip	48414-9499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T6N R3E COM N0040'54E 1272.25 FT FROM SE COR OF SEC N8927'15!W 485 FT S0040'54!W 450 FT E 485 FT TO E SEC LN N 450 FT
Legal Range	03E
Legal Township	06N
Legal Section	27
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	SHIAWASSEE
Census Block Group	3
Census Block	3016
Census Tract	31302

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7840 LEMON RD, BANCROFT, MI 48414-9499
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer · FHA Mortgage ADVISORS CAPITAL INC
Dec 3, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	20213349077
Deed Book / Page	1285 / 288
Prior Transfer Date	Oct 2, 2015
Prior Transfer Doc	0012150416
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 21, 2021
Property Address	7840 LEMON RD, BANCROFT, MI 48414-9499
Document Number	0012850288
Book / Page	1285 / 288
Instrument Date	Jul 19, 2021
Instrument	3349077
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7840 LEMON RD, 7840, BANCROFT, MI 48414-9499

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 GEORGE ST, MILFORD, MI 48381-1647

Mortgage

Document Number	0012850515
Date	Jul 28, 2021
Book Page	1285/515
Instrument	3349305

Lender

Name	ADVISORS CAPITAL INC
Type	Non-Lending Institution
Address	NOVI, MI 48375

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 3, 2018
Property Address	7840 LEMON RD, BANCROFT, MI 48414-9499
Document Number	0012520223
Book / Page	001252 / 000223
Instrument Date	Nov 5, 2018
Instrument	3315636
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7840 LEMON RD BANCROFT MI 484149499, BANCROFT, MI 48414-9499

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Shiawassee Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,600 (+3.36%)	$203,200 (+3.36%)
2025	$2,540.00 (+2.79%) Homeowner's exemption	$98,300 (+19.3%)	$196,600 (+19.3%)
2024	$2,471.00 (+9.72%)
2023	$2,252.00 Homeowner's exemption	$82,400	$164,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Spectrum.

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