7840 Bertram Ave, Hammond, IN 46324 Property Records

Lake County property record for 7840 Bertram Ave, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft · built 1953
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,388 (2024)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`007-26-32-0202-0007`

Property Details

APN / Parcel Number

Primary APN	`007-26-32-0202-0007`
Alternative APNs	`45-07-17-305-017.000-023` `263202020007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-32-0202-0007
Old Parcel Number	263202020007
Street Address	7840 BERTRAM AVE
City	HAMMOND
State	IN
Zip	46324-3319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEVERLY 6TH ADD. L.7 BL.6
Legal Subdivision	BEVERLY 6TH ADD
Legal Block	6
Legal Lot Number	7
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4025
Census Tract	21800

Owner

Source: Lake County assessment roll, APN 007-26-32-0202-0007, as of July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7840 BERTRAM AVE, HAMMOND, IN 46324-3319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	7840 BERTRAM AVE, HAMMOND, IN 46324-3319
Document Number	0000028108
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7840 BERTRAM AVE HAMMOND IN 463243319, HAMMOND, IN 46324-3319

Mortgage

Document Number	0000028108
Date	May 21, 2020
Instrument	28108

Lender

Name	SPECIALIZED LN SERVICING
Type	Funding / Finance Company
Address	HIGHLANDS RANCH, CO 80129

Agreement

Amount	Amount Recorded
Term	480 Months
Due	May 20, 2060

Tax Assessment & Valuation

Source: Lake County assessment roll as of July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,900 (+16.8%) Land $26,400 Building $92,500	$118,900 (+16.8%) Land $26,400 Building $92,500
2024	$1,388.00 (+19.04%)
2023		$101,800 (+5.6%) Land $26,400 Building $75,400	$101,800 (+5.6%) Land $26,400 Building $75,400
2022	$1,166.00	$96,400 Land $26,400 Building $70,000	$96,400 Land $26,400 Building $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), as of October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890218004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1981–2010)
Most Recent Claim	Jan 2010 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 521 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5245020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.