784 Young Rd, Lexington, NC 27292 Property Records

Davidson County property record for 784 Young Rd, Lexington, NC 27292

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 4,319 sqft · built 1987
Lot Size	7.43 acres (323,651 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Oct 2019)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-016-0-000-0028`

Property Details

APN / Parcel Number

Primary APN	`15-016-0-000-0028`
Alternative APN	`9243451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,319 sqft Total Area
1st Floor Area	1,696 sqft
Basement Area	1,419 sqft
Unfinished Basement	1,419 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	323,651 sqft (7.43 acres)
Lot Width	515 ft Width
Garage Type	Mixed
Garage Area	2,352 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	288 sqft
Patio Area	144 sqft
Storage Building	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9243451
Street Address	784 YOUNG RD
City	LEXINGTON
State	NC
Zip	27292-9039
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA2
Legal Description	PB37-58 L28 BK2377-2352 YOUNG RD
Legal Subdivision	CHARLES REID SECHREST ESTATE
Legal Tract	3
Jurisdiction	DAVIDSON NC
Township / Civil Division	SILVER HILL
Census Block Group	2
Census Block	2056
Census Tract	61902

Owner

Source: Davidson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	784 YOUNG RD, LEXINGTON, NC 27292-9039
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 10, 2019	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Jul 20, 2009 · Amount on Record
Deed Document Number	201921017
Deed Book / Page	2377 / 2352
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	784 YOUNG RD, LEXINGTON, NC 27292-9039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024291370
Date	Sep 16, 2020
Book Page	2429/1370
Instrument	2020000020078

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Oct 10, 2019
Property Address	784 YOUNG RD, LEXINGTON, NC 27292-9039
Document Number	0023772352
Book / Page	2377 / 2352
Map Reference	MB 37 PG 58
Instrument Date	Oct 7, 2019
Instrument	2019000021017
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 NEIGHBORLY WAY, 1301, MORRISVILLE, NC 27560-5004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 YOUNG RD, LEXINGTON, NC 27292-9039

Mortgage

Document Number	2019000021018
Date	Oct 10, 2019
Instrument	2019000021018

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00 (+1.55%)	$318,130 (-)	$318,130 (-) Land $60,630 Building $257,500
2023	$2,067.00	$318,130	$318,130 Land $60,630 Building $257,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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