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784 Winding Willow Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 784 Winding Willow Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,520 sqft · built 1990
Lot Size0.399 acres (17,367 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Sep 2015)
Tax Bill$5,031 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-758-7379-4

Property Details

APN / Parcel Number

Primary APNC62-000-758-7379-4
Alternative APNs
  • 07-28-16-00000-330-0800
  • 281607000003300800
  • 162807000003300800
  • R72042

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,520 sqft Living Area
Gross Area3,476 sqft
1st Floor Area1,260 sqft
Upper Floors Area1,260 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area17,367 sqft (0.399 acres)
Lot Dimensions128 ft deep x 135 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area520 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR72042
Street Address784 WINDING WILLOW DR
CityPALM HARBOR
StateFL
Zip34683-5870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPART OF SW 1/4 OF SW 1/4 OF SEC 7-28-16 DESC FROM SE COR OF SW 1/4 OF SW 1/4 TH S88D1554W 126FT ALG S SEC LINE FOR POB TH CONT S88D1554W 157.22FT TH N00D1437W 163.06FT TH N88D1554E 152.97FT TH S01D4406E 163FT TO POB LESS RD R/WS
Legal Range16E
Legal Township28S
Legal Section7
Legal SubdivisionPART OF SW 1/4 OF SW 1/4
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group4
Census Block4007
Census Tract27208

Owner

784 Winding Willow Dr is owned and occupied by two individuals who bought it in September 2015.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address784 WINDING WILLOW DR, PALM HARBOR, FL 34683-5870
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2015 · Amount on File
Deed SaleSep 29, 2015 · Amount on File
Prior SaleSep 20, 2013 · Amount on File
Deed Document Number2015279530
Deed Book / Page18936 / 807
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 784 Winding Willow Dr was $5,031 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,031.00 Homeowner's exemption$313,050$528,534 Land $146,686 Building $381,848
2023$4,680.00 (+2.86%) Homeowner's exemption$295,366 (+3%)$510,084 (+43.53%) Land $210,872 Building $299,212
2022$4,550.00 Homeowner's exemption$286,763$355,375 Land $134,598 Building $220,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 784 Winding Willow Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims3 (2012–2013)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2013 · rainfall accumulation
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Winding Willow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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