784 Waddy Rd, Waddy, KY 40076 Property Records

Shelby County property record for 784 Waddy Rd, Waddy, KY 40076 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size76,361 sqft (1.75 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2018)
Tax Bill$2,463.00 (2025)

Owner

Source: Shelby County records · APN 091-00-035A

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address784 WADDY RD, WADDY, KY 40076-6016
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
STOCKTON MORTGAGE CORP
Jul 19, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
May 04, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
1ST SIGNATURE LENDING LLC
Apr 10, 2017Deed of Trust, Mortgage · Line of Credit
REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2018 · Amount on Record
Deed SaleMay 04, 2018 · Amount on Record
Prior SaleMay 18, 2007 · Amount on Record
Deed Doc Number440548
Deed Book / PageD0637 / 396
Record RefreshedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address784 WADDY RD, WADDY, KY 40076-6016
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1152/337
DateApr 14, 2020
Book PageM1152/337
Instrument459118
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address784 WADDY RD, WADDY, KY 40076-6016
Transaction TypeMortgage
Record UpdatedAug 05, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1120/234
DateJul 19, 2019
Book PageM1120/234
Instrument451605
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term280 Months
DueNov 01, 2042

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY KY
Recording DateMay 04, 2018
Property Address784 WADDY RD, WADDY, KY 40076-6016
Document Number0D0637/396
Book / PageD0637 / 396
Map ReferenceCAB 2 SL 113
Instrument DateApr 30, 2018
Instrument440548
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address784 WADDY RD, 784, WADDY, KY 40076-6016

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address784 WADDY RD, WADDY, KY 40076-6016
InvestorPossibly a Property Investor

Mortgage

Document Number0000440549
DateMay 04, 2018
Instrument440549
Lender
Name1ST SIGNATURE LENDING LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address784 WADDY RD, WADDY, KY 40076-6016
Transaction TypeMortgage
Record UpdatedApr 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 429709
DateApr 10, 2017
Book PageM1041/288
Instrument429709
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 01, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,463.00 (-2.3%)$215,000 (-)$215,000 (-)
2023$2,521.00$215,000$215,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (21211C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN091-00-035A
Alternative APN
  • 0047731

Exterior

Lot Area76,361 sqft (1.75 acres)

Location & Zoning

Account Number0047731
Street Address784 WADDY RD
CityWADDY
StateKY
Zip40076-6016
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 1 HUDNALL FARM 1.753 ACRES
Legal SubdivisionHUDNALL FARM DIV
Legal Tract1
JurisdictionSHELBY KY
Minor Civil DivisionHARRISONVILLE
Census Blockgroup3
Census Block3005
Census Tract40101

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