Norfolk City property record for 784 W Ocean View Ave, Norfolk, VA 23503
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,535 sqft · built 2005 |
| Lot Size | 0.164 acres (7,153 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $635,000 (Sep 2024) |
| Tax Bill | $7,763 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2021 Sale + 1 more |
| APN | 31951100 |
| Primary APN | 31951100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,535 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,153 sqft (0.164 acres) |
| Lot Depth | 143 ft Depth |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 784 W OCEAN VIEW AVE |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23503-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | 28 BLK 16 |
| Legal Subdivision | WILLOUGHBY BEACH |
| Legal Block | 16 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 400 |
Source: Norfolk City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 748 W OCEAN VIEW AVE, NORFOLK, VA 23503-1446 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 8, 2021 | Deed, Transfer |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 4, 2024 · Amount on Record |
| Deed Sale | Sep 4, 2024 · Amount on Record |
| Prior Sale | Jun 30, 2021 · Amount on Record |
| Deed Document Number | 202414718 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 784 W OCEAN VIEW AVE, NORFOLK, VA 23503-1420 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 784 W OCEAN VIEW AVE, NORFOLK, VA 23503-1420 |
| Document Number | 0260004740 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 260004740 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33432 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Sep 8, 2021 |
| Property Address | 784 W OCEAN VIEW AVE, NORFOLK, VA 23503-1420 |
| Document Number | 210028185 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 210028185 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5118 ELM ST, BETHESDA, MD 20814-2343 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Recording Date | Jun 30, 2021 |
| Property Address | 784 W OCEAN VIEW AVE, NORFOLK, VA 23503-1420 |
| Document Number | 210020135 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 210020135 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5118 ELM ST, BETHESDA, MD 20814-2343 |
| Document Number | 210020136 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 210020136 |
| Name | INTERCOASTAL MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,763.00 (+3.66%) | $621,100 (+2%) Land $220,000 Building $401,100 | $621,100 (+2%) Land $220,000 Building $401,100 |
| 2025 | $7,489.00 (+9.09%) | $608,900 (+10.87%) Land $207,800 Building $401,100 | $608,900 (+10.87%) Land $207,800 Building $401,100 |
| 2023 | $6,865.00 | $549,200 Land $207,800 Building $341,400 | $549,200 Land $207,800 Building $341,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 199 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 342 units insured incl. 143 condo units |
| Nearby Flood Claims | 438 (1978–2022) |
| Claims Outside the SFHA | 39 of 438 |
| Most Recent Claim | Jan 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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