784 Valley St, Union, NJ 07083 Property Records

Union County and Union Township property record for 784 Valley St, Union, NJ 07083 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,142 sqft · built 1953
Lot Size	0.08 acres (3,480 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Apr 2026)
Tax Bill	$4,431 (2025)
Deeds & Mortgages	Apr 2026 Sale Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-04811-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`19-04811-0000-00004`
Alternative APN	`190481100004`

Interior

Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	1,142 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	3,480 sqft (0.08 acres)
Lot Dimensions	116 ft deep x 30 ft wide

Location & Zoning

Street Address	784 VALLEY ST
City	UNION
State	NJ
Zip	07083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4811
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3005
Census Tract	32800

Owner

Source: Union County and Union Township records · APN 19-04811-0000-00004

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	784 VALLEY ST, VAUXHALL, NJ 07088-1225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed, Transfer NORTH BERGEN TITLE
Oct 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage CV3 FINANCIAL SERVICES LLC
Oct 30, 2025	Deed, Transfer MORRIS HOME ABSTRACT COMPANY INC, MORRIS HOME ABSTRACT CO INC
Feb 22, 2022	Bargain and Sale Deed, Transfer FOUNDATION TITLE, FOUNDATION TITLE LLC
Nov 17, 2021	Deed, Transfer NEW HORIZON ABSTRACT INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	202654050
Deed Book / Page	6615 / 2517
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 14, 2026
Property Address	784 VALLEY ST, VAUXHALL, NJ 07088-1225
Document Number	0000054050
Book / Page	6615 / 2517
Instrument Date	Mar 27, 2026
Instrument	2026.54050
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NORTH BERGEN TITLE

Transaction

Amount	Amount Recorded
Tax	$75,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 VALLEY ST, VAUXHALL, NJ 07088-1225

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	784 VALLEY ST, VAUXHALL, NJ 07088-1225
Transaction Type	Mortgage
Record Updated	Nov 17, 2025
Title Company	MORRIS HOME ABSTRACT COMPANY INC, MORRIS HOME ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SEAMAN RD, WEST ORANGE, NJ 07052-3617

Mortgage

Document Number	0157132280
Date	Oct 30, 2025
Book Page	15713/2280
Instrument	84663

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 01, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Oct 30, 2025
Property Address	784 VALLEY ST, VAUXHALL, NJ 07088-1225
Document Number	0065992723
Book / Page	6599 / 2723
Instrument Date	Oct 04, 2025
Instrument	50463
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	MORRIS HOME ABSTRACT COMPANY INC, MORRIS HOME ABSTRACT CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 SEAMAN RD, WEST ORANGE, NJ 07052-3617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 SEAMAN RD, WEST ORANGE, NJ 07052-3617

February 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Feb 22, 2022
Property Address	784 VALLEY ST, VAUXHALL, NJ 07088-1225
Document Number	0064522603
Book / Page	6452 / 2603
Instrument Date	Feb 16, 2022
Instrument	15163
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$667.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1471A WESTCHESTER AVE, 1471A, BRONX, NY 10472-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 VALLEY ST, VAUXHALL, NJ 07088-1225

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 17, 2021
Property Address	784 VALLEY ST, VAUXHALL, NJ 07088-1225
Document Number	0064390192
Book / Page	6439 / 192
Instrument Date	Nov 03, 2021
Instrument	11739
Transaction Type	Transfer
Record Updated	Dec 09, 2021
Title Company	NEW HORIZON ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$448.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	297 IVY CT, 297, MARLTON, NJ 08053-2016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1471A WESTCHESTER AVE, BRONX, NY 10472-2920

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,000 (-) Land $6,300 Building $12,700	$19,000 (-) Land $6,300 Building $12,700
2025	$4,431.00 (+4.33%)	$19,000 (-) Land $6,300 Building $12,700	$19,000 (-) Land $6,300 Building $12,700
2024	$4,247.00 (+6.87%)
2023		$19,000 Land $6,300 Building $12,700	$19,000 Land $6,300 Building $12,700
2022	$3,974.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390328003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Nearby Flood Policies	39 units insured 13 under condo master policies
Nearby Flood Claims	93 (1989–2023)
Claims Outside the SFHA	12 of 93
Most Recent Claim	Dec 2023, rainfall accumulation
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 21 claims Hurricane Irene, Aug 2011 · 19 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 745 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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