Kenton County property record for 784 Timber Ln, Independence, KY 41051 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,970 sqft · built 1992 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,744 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-10-00-069.37 |
| Primary APN | 018-10-00-069.37 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,970 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 140 ft deep x 89 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0181000069.37 |
|---|---|
| Street Address | 784 TIMBER LN |
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODCUTTERS CROSSING SEC 1 LOT 5 |
| Legal Subdivision | WOODCUTTERS CROSSING |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 63604 |
Source: Kenton County records · APN 018-10-00-069.37
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 784 TIMBER LN, INDEPENDENCE, KY 41051-8782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 1993 |
| Deed Sale | Jun 15, 1993 |
| Deed Document Number | 0000372340 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 784 TIMBER LN, INDEPENDENCE, KY 41051-8782 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 784 TIMBER LN, INDEPENDENCE, KY 41051-8782 |
| Document Number | 0005900182 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 219/737 |
| Instrument | 21052505900182 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 21, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,744.00 (+31.73%) Homeowner's exemption | $285,100 (+34.8%) Land $40,000 Building $245,100 | $285,100 (+34.8%) Land $40,000 Building $245,100 |
| 2023 | $2,083.00 Homeowner's exemption | $211,500 Land $30,000 Building $181,500 | $211,500 Land $30,000 Building $181,500 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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