784 Terrapin Dr, Debary, FL 32713 Property Records

Volusia County property record for 784 Terrapin Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,368 sqft · built 2023
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$511,870 (Oct 2023)
Tax Bill	$8,626 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9008-06-00-3460`

Property Details

APN / Parcel Number

Primary APN	`9008-06-00-3460`
Alternative APN	`8017730`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,368 sqft Living Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	784 TERRAPIN DR
City	DEBARY
State	FL
Zip	32713-0120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-9-30 LOT 346 RIVINGTON PHASE 2A MB 63 PGS 126-131 INC PER OR 8384 PG 3846 PER OR 8478 PG 3194
Legal Subdivision	VINGTON
Legal Phase	2A
Legal Lot Number	346
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1015
Census Tract	90904

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	784 TERRAPIN DR, DEBARY, FL 32713-0120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 31, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC
Mar 24, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Mar 24, 2023 · Amount on Record
Deed Document Number	2023222199
Deed Book / Page	8478 / 3194
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	784 TERRAPIN DR, DEBARY, FL 32713-0120
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 TERRAPIN DR, DEBARY, FL 32713-0120
Investor	Possibly a Property Investor

Mortgage

Document Number	0088001470
Date	Jan 7, 2026
Book Page	8800/1470
Instrument	2026002749

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2041

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Oct 31, 2023
Property Address	784 TERRAPIN DR, DEBARY, FL 32713-0120
Document Number	0084783194
Book / Page	8478 / 3194
Map Reference	MB 63 PG 126
Instrument Date	Oct 30, 2023
Instrument	2023222199
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,583.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY, ORLANDO, FL 32819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 TERRAPIN DR, DEBARY, FL 32713-0120
Investor	Possibly a Property Investor

Mortgage

Document Number	0084783203
Date	Oct 31, 2023
Instrument	8478/3203

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 24, 2023
Property Address	784 TERRAPIN DR, DEBARY, FL 32713-0120
Document Number	0083843846
Book / Page	8384 / 3846
Map Reference	MB 63 PG 126
Instrument Date	Mar 22, 2023
Instrument	2023059990
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,013.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5850 T G LEE BLVD STE 200, 200, ORLANDO, FL 32822-4408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 INTERNATIONAL PARKWAY #470 # 470, 470, ORLANDO, FL 32819
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$432,768 (+536.42%)	$435,441 (+540.35%) Land $70,000 Building $365,441
2024	$8,626.00 (+147.09%)
2023	$3,491.00 (+36.69%)	$68,000 (+828.71%) Land $68,000	$68,000 (+828.71%) Land $68,000
2022	$2,554.00	$7,322 Land $7,322	$7,322 Land $7,322

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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