Pinellas County property record for 784 Terrace Rd, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,258 sqft · built 1960 |
| Lot Size | 0.187 acres (8,176 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $69,900 (Mar 1998) |
| Tax Bill | $830 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-742-9865-4 |
| Primary APN | C62-000-742-9865-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,258 sqft Heated Area |
| 1st Floor Area | 1,258 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,176 sqft (0.187 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R282824 |
|---|---|
| Old Parcel Number | 152826487620030270 |
| Street Address | 784 TERRACE RD |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-4348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE TERRACE 1ST ADD BLK C, LOT 27 |
| Legal Range | 15 |
| Legal Township | 28 |
| Legal Section | 26 |
| Legal Subdivision | LAKESIDE TERRACE 1ST ADD |
| Legal Block | C |
| Legal Lot Number | 27 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 27105 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 784 TERRACE RD, DUNEDIN, FL 34698-4348 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Nov 28, 2018 | Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 1998 · Amount on Record |
| Deed Sale | Mar 20, 1998 · Amount on Record |
| Deed Document Number | 0010031536 |
| Deed Book / Page | 10031 / 536 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 784 TERRACE RD, DUNEDIN, FL 34698-4348 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 784 TERRACE RD, DUNEDIN, FL 34698-4348 |
| Document Number | 0215961744 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 21596/1744 |
| Instrument | 2021209149 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 784 TERRACE RD, DUNEDIN, FL 34698-4348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0203482655 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 20348/2655 |
| Instrument | 2018380047 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 784 TERRACE RD, DUNEDIN, FL 34698-4348 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0206830185 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 20683/0185 |
| Instrument | 2019286237 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $830.00 (+12.31%) Homeowner's exemption | $88,711 (+5.99%) | $400,733 (+4.66%) Land $236,103 Building $164,630 |
| 2023 | $739.00 (+5.57%) Homeowner's exemption | $83,700 (+3%) | $382,900 (+18.11%) Land $254,627 Building $128,273 |
| 2022 | $700.00 Homeowner's exemption | $81,262 | $324,176 Land $226,211 Building $97,965 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 263 units insured incl. 108 condo units |
| Nearby Flood Claims | 196 (1978–2024) |
| Claims Outside the SFHA | 11 of 196 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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