Montgomery County property record for 784 Spring Valley Rd, Montgomery, AL 36116
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,262 sqft · built 1977 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Nov 2024) |
| Tax Bill | $2,340 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-04-4-018-002.000 |
| Primary APN | 15-02-04-4-018-002.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,262 sqft Living Area |
| 1st Floor Area | 2,321 sqft |
| Upper Floors Area | 1,881 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 283757 |
|---|---|
| Street Address | 784 SPRING VALLEY RD |
| City | MONTGOMERY |
| State | AL |
| Zip | 36116-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75-S |
| Legal Description | 1502044018002000 |
| Legal Range | 18E |
| Legal Township | 15N |
| Legal Section | 04 |
| Legal Subdivision | SPRING VALLEY PLAT 12 |
| Legal Block | 30A |
| Legal Lot Number | 18 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 3200 |
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 784 SPRING VALLEY RD, MONTGOMERY, AL 36116-5424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Aug 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 22, 2021 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on Record |
| Deed Sale | Nov 18, 2024 · Amount on Record |
| Prior Sale | Feb 22, 2021 · Amount on Record |
| Deed Document Number | 20244727412 |
| Deed Book / Page | 6219 / 438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Sep 9, 2026 |
| Property Address | 784 SPRING VALLEY RD, MONTGOMERY, AL 36116-5424 |
| Document Number | 0004838544 |
| Book / Page | 6523 / 933 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20264838544 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 784 SPRING VALLEY RD, MONTGOMERY, AL 36116-5424 |
| Document Number | 0004838544, |
|---|---|
| Date | Sep 9, 2026 |
| Book Page | 6523/933 |
| Instrument | 20264838544 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 339 Months |
| Due | Dec 1, 2054 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 784 SPRING VALLEY RD, MONTGOMERY, AL 36116-5424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 784 SPRING VALLEY RD, MONTGOMERY, AL 36116-5424 |
| Document Number | 0063400550 |
|---|---|
| Date | Aug 14, 2025 |
| Book Page | 6340/550 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75010 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Dec 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Feb 22, 2021 |
| Property Address | 784 SPRING VALLEY RD, MONTGOMERY, AL 36116-5424 |
| Document Number | 0055430552 |
| Book / Page | 5543 / 552 |
| Map Reference | MB 27 PG 205 |
| Instrument Date | Feb 18, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 8TH ST N # N3H, 700, CLANTON, AL 35045-2765 |
| Name | Verified Name |
|---|---|
| Address | 784 SPRING VALLEY RD, MONTGOMERY, AL 36116-5424 |
| Document Number | 0005543554 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 5543/554 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,340.00 (+128.52%) | ||
| 2025 | $1,024.00 (+14.16%) Homeowner's exemption | $21,750 (+13.64%) Land $1,000 Building $20,750 | $217,500 (+13.64%) Land $10,000 Building $207,500 |
| 2023 | $897.00 Homeowner's exemption | $19,140 Land $1,000 Building $18,140 | $191,400 Land $10,000 Building $181,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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