784 Scott Dr, Fernley, NV 89408 Property Records

Lyon County property record for 784 Scott Dr, Fernley, NV 89408

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,771 sqft · built 1981
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Nov 2023)
Tax Bill	$1,023 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`020-292-07`

Property Details

APN / Parcel Number

Primary APN	`020-292-07`
Alternative APN	`2029207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,771 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Lot Area	9,583 sqft (0.22 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Street Address	784 SCOTT DR
City	FERNLEY
State	NV
Zip	89408-9401
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SF6
Legal Description	1981 34X64 HOMETTE
Legal Subdivision	GREEN VALLEY EST 3B
Legal Block	A
Legal Lot Number	5
Jurisdiction	LYON NV
Township / Civil Division	FERNLEY
Census Block Group	2
Census Block	2018
Census Tract	960105

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	784 SCOTT DR, FERNLEY, NV 89408-9401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 5, 2023	Correction Deed STEWART TITLE, STEWART TITLE COMPANY NV
Jun 5, 2023	Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE COMPANY NV
Jun 5, 2023	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE COMPANY NV
Aug 22, 2022	Affidavit of Death of Joint Tenant, Transfer
Jul 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2023 · Amount on Record
Deed Sale	Nov 7, 2023 · Amount on Record
Prior Sale	Jun 5, 2023 · Amount on Record
Deed Document Number	2023675732
Record Updated	Sep 20, 2026

November 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Nov 7, 2023
Property Address	784 SCOTT DR, FERNLEY, NV 89408-9401
Document Number	0000675732
Map Reference	DOC 61612
Instrument Date	Oct 17, 2023
Instrument	675732
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	784 SCOTT DR, FERNLEY, NV 89408-9401

Mortgage

Document Number	0000675733
Date	Nov 7, 2023
Instrument	675733

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Mortgage

Document Number	0000675734
Date	Nov 7, 2023
Instrument	675734

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2033

June 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LYON NV
Recording Date	Jun 5, 2023
Property Address	784 SCOTT DR, FERNLEY, NV 89408-9401
Document Number	0000670437
Map Reference	DOC 61612
Instrument Date	May 30, 2023
Instrument	670437
Record Updated	Jul 19, 2023
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 W MONTE AVE, MESA, AZ 85202-6915

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LYON NV
Recording Date	Jun 5, 2023
Property Address	784 SCOTT DR, FERNLEY, NV 89408-9401
Document Number	0000670439
Map Reference	DOC 61612
Instrument Date	May 30, 2023
Instrument	670439
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Amount	Amount Recorded
Tax	$573.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2522 W MONTE AVE, MESA, AZ 85202-6915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 WINNIES LN, FERNLEY, NV 89408-9331

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Jun 5, 2023
Property Address	784 SCOTT DR, FERNLEY, NV 89408-9401
Document Number	0000670438
Map Reference	DOC 61612
Instrument Date	May 30, 2023
Instrument	670438
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 W MONTE AVE, MESA, AZ 85202-6915

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LYON NV
Recording Date	Aug 22, 2022
Property Address	784 SCOTT DR, FERNLEY, NV 89408-9401
Document Number	0000661245
Map Reference	DOC 61617
Instrument Date	Aug 20, 2022
Instrument	661245
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 W MONTE AVE, MESA, AZ 85202-6915

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON NV
Recording Date	Jul 22, 2022
Property Address	784 SCOTT DR, FERNLEY, NV 89408-9401
Document Number	0000660242
Map Reference	DOC 061612
Instrument Date	Jul 21, 2022
Instrument	660242
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 W MONTE AVE, MESA, AZ 85202-6915

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Municipality	Fernley City
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,023.00 (-16.83%)	$72,298 (+5.08%) Land $47,250 Building $25,048	$206,565 (+5.08%) Land $135,000 Building $71,565
2023	$1,230.00 (+6.68%)	$68,801 (+4.33%) Land $43,750 Building $25,051	$196,575 (+4.33%) Land $125,000 Building $71,575
2022	$1,153.00	$65,946 Land $43,750 Building $22,196	$188,416 Land $125,000 Building $63,416

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	200 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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