784 Saddle Ct, Gardnerville, NV 89410 Property Records

Douglas County property record for 784 Saddle Ct, Gardnerville, NV 89410

Property Summary

Property Type	Single Family Home
Details	1,847 sqft · built 1991
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Jan 2007)
Tax Bill	$3,230 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1220-24-501-006`

Property Details

APN / Parcel Number

Primary APN	`1220-24-501-006`
Alternative APNs	`000029462530` `29462530`

Interior

Stories	1 Story
Building Area	1,847 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	1,847 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	000029462530
Street Address	784 SADDLE CT
City	GARDNERVILLE
State	NV
Zip	89410-6834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-1
Legal Range	20E
Legal Township	12N
Legal Section	24
Legal Subdivision	LUCY JOYCE 01
Legal Block	3
Legal Lot Number	B-1
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	3
Census Block	3028
Census Tract	2300

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	784 SADDLE CT, GARDNERVILLE, NV 89410-6834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 1, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2007 · Amount on Record
Deed Sale	Jan 10, 2007 · Amount on Record
Deed Document Number	2007692510
Deed Book / Page	107 / 3039
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	784 SADDLE CT, GARDNERVILLE, NV 89410-6834
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069466
Date	Jun 22, 2021
Instrument	2021-969466

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	784 SADDLE CT, GARDNERVILLE, NV 89410-6834
Document Number	0000933773
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	784 SADDLE CT GARDNERVILLE NV 894106834, GARDNERVILLE, NV 89410-6834

Mortgage

Document Number	0000933773
Date	Aug 16, 2019
Instrument	933773

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,230.00 (+23.61%)	$93,301 (-1.84%) Land $36,750 Building $56,551
2025	$2,613.00 (+6.09%)	$95,054 (+2.29%) Land $36,750 Building $58,304	$271,583 (+2.29%) Land $105,000 Building $166,583
2023	$2,463.00	$92,924 Land $36,750 Building $56,174	$265,497 (+14.83%) Land $105,000 Building $160,497
2021			$231,217 Land $85,000 Building $146,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (1995–2025)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Sep 2025 · alluvial fan flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 46% of Nevada
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRGROUNDS/SUNRISE ESTATES serves 1,011 people · EPA ID NV0002540
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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