784 Rutledge Ave, Charleston, SC 29403 Property Records

Charleston County property record for 784 Rutledge Ave, Charleston, SC 29403

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,586 sqft · built 1925
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$403,000 (Dec 2013)
Tax Bill	$8,998 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`463-15-02-015`

Property Details

APN / Parcel Number

Primary APN	`463-15-02-015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,586 sqft Total Area
1st Floor Area	1,293 sqft
Upper Floors Area	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Duplex Single
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	229 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	784 RUTLEDGE AVE
City	CHARLESTON
State	SC
Zip	29403-3771
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUBDIVISION NAME -784 RUTLEDGE DESCRIPTION -LT 1
Legal Subdivision	784 RUTLEDGE
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 MARMION WAY, 8, SOUTH PASADENA, CA 91030-2970
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2013 · Amount on Record
Deed Sale	Dec 2, 2013 · Amount on Record
Deed Book / Page	376 / 364
Prior Transfer Date	Oct 21, 2013
Prior Transfer Doc	0376/0364
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Apr 30, 2026
Property Address	784 RUTLEDGE AVE, CHARLESTON, SC 29403-3771
Document Number	1385000815
Book / Page	1385 / 815
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 TULIP LN, WESTMINSTER, SC 29693-6446
Investor	Possibly a Property Investor

Mortgage

Document Number	1385000815,
Date	Apr 30, 2026
Book Page	1385/815

Lender

Name	SOUTHERN BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 22, 2031

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,998.00 (+11.13%)	$532,968 (+1,816.46%) Land $371,063 Building $161,905	$895,400 (+82.92%) Land $564,400 Building $331,000
2024	$8,097.00 (+8.21%)	$27,810 (-)
2022	$7,483.00	$27,810	$489,500 (-) Land $340,800 Building $148,700
2020			$489,500 Land $340,800 Building $148,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 units insured incl. 6 condo units
Nearby Flood Claims	8 (1989–2017)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Hugo, Sep 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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