784 Rosana Pl, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 784 Rosana Pl, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,396 sqft · built 1990
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$699,000 (Oct 2022)
Tax Bill	$7,664 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`092-462-017`

Property Details

APN / Parcel Number

Primary APN	`092-462-017`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,396 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	784 ROSANA PL
City	NIPOMO
State	CA
Zip	93444-9127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 1532 LOT 17
Legal Subdivision	TRACT NO 1532
Legal Tract	1532
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1013
Census Tract	12405

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	784 ROSANA PL, NIPOMO, CA 93444-9127
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE HOUSE INC
Oct 31, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Jan 3, 2022	Intrafamily Transfer, Transfer
Jul 6, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 6, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Jan 4, 1996 · Amount on Record
Deed Document Number	202243091
Prior Transfer Date	Oct 25, 2022
Prior Transfer Doc	0000043090
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	784 ROSANA PL, NIPOMO, CA 93444-9127
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 ROSANA PL, NIPOMO, CA 93444-9127

Mortgage

Document Number	0000008568
Date	Mar 29, 2023
Instrument	2023008568

Lender

Name	THE MORTGAGE HOUSE INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 31, 2022
Property Address	784 ROSANA PL, NIPOMO, CA 93444-9127
Document Number	0000043091
Map Reference	MB 15 PG 7
Instrument Date	Jun 24, 2022
Instrument	2022043091
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	784 ROSANA PL, NIPOMO, CA 93444-9127

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 3, 2022
Property Address	784 ROSANA PL, NIPOMO, CA 93444-9127
Document Number	0000000152
Map Reference	MB 15 PG 7
Instrument Date	Dec 28, 2021
Instrument	2022000152
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 ROSANA PL, NIPOMO, CA 93444-9127

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	784 ROSANA PL, NIPOMO, CA 93444-9127
Document Number	0000030337
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 ROSANA PL NIPOMO CA 934449127, NIPOMO, CA 93444-9127

Mortgage

Document Number	0000030337
Date	Jul 12, 2017
Instrument	30337

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Jul 11, 2082

Interest

Rate Type	Adjustable Rate
Rate	4.61%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	784 ROSANA PL, NIPOMO, CA 93444-9127
Document Number	0000030336
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 ROSANA PL NIPOMO CA 934449127, NIPOMO, CA 93444-9127

Mortgage

Document Number	0000030336
Date	Jul 12, 2017
Instrument	30336

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Jul 11, 2082

Interest

Rate Type	Adjustable Rate
Rate	4.61%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,783 (+2%) Land $291,832 Building $449,951
2025	$7,664.00 (+151.28%) Homeowner's exemption	$727,239 (+146.22%) Land $286,110 Building $441,129
2023	$3,050.00 (+1.57%) Homeowner's exemption	$295,363 Land $127,722 Building $167,641
2022	$3,003.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, T-Mobile.

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