784 River St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 784 River St, Troy, NY 12180 · Last verified May 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1890
Square Footage2,921 sqft Total Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2025)
Tax Bill$2,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN381700 90.62-3-34
Alternative APN
  • 1300930

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,921 sqft Total Area
1st Floor1,450 sqft 1st Floor
2nd Floor1,471 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleTraditional Style
Exterior MaterialBrick Exterior
Lot Area6,970 sqft (0.16 acres)
Depth X Width96.5 ft x 74 ft Depth x Width
Shed1 Shed

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number1300930
Street Address784 RIVER ST
CityTROY
StateNY
Zip12180-1232
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Description2 STY BR HSE 197-27/55-54
Legal Block3
Legal Lot Number34.000
JurisdictionRENSSELAER NY
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1008
Census Tract40400

Owner

Source: Rensselaer County and Troy City records · APN 381700 90.62-3-34

Assessment roll updated May 15, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address176 PAINE ST, TROY, NY 12183-1326
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Deed Doc Number20252025-655232
Deed Book / Page10940 / 255
Prior Transfer DateMay 17, 2016
Record RefreshedJun 08, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateApr 23, 2025
Property Address784 RIVER ST, TROY, NY 12180-1232
Document Number0109400255
Book / Page10940 / 255
Instrument DateApr 18, 2025
Instrument2025-655232
Transaction TypeTransfer
Record UpdatedApr 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 PAINE ST, TROY, NY 12183-1326
InvestorPossibly a Property Investor

Mortgage

Document Number2025655233
DateApr 23, 2025
Instrument2025-655233
Lender
NameHOMEOWNERS ADVANTAGE
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City records · Assessment roll updated May 15, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,000.00 (-21.97%)$70,000 (-) Land $16,000 Building $54,000$119,900 (+19.9%) Land $27,406 Building $92,494
2023$70,000 (-) Land $16,000 Building $54,000$100,000 (+8.57%) Land $22,857 Building $77,143
2022$2,563.00 Homeowner's exemption$70,000 Land $16,000 Building $54,000$92,105 Land $21,053 Building $71,052

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rensselaer County (36083C), updated January 12, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot included in the FIRM
Flood HazardNot mapped
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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