Chester County property record for 784 Reading Cir, Phoenixville, PA 19460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,794 sqft · built 2018 |
| Lot Size | 0.195 acres (8,487 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,838 (Oct 2018) |
| Tax Bill | $1,194 (2026) |
| Deeds & Mortgages | Jul 2021 Second Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-3-572 |
| Primary APN | 26-3-572 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,794 sqft Living Area |
| Gross Area | 3,298 sqft |
| Basement Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,487 sqft (0.195 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 784 READING CIR |
|---|---|
| City | PHOENIXVILLE |
| State | PA |
| Zip | 19460-0431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | LOT 2 & DWG |
| Legal Subdivision | REGENCY AT KIMBERTON GLEN |
| Legal Lot Number | 2 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST PIKELAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 301002 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 784 READING CIR, PHOENIXVILLE, PA 19460-0431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Jun 13, 2019 | Deed of Trust, Mortgage · ARM SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on Record |
| Deed Sale | Oct 4, 2018 · Amount on Record |
| Deed Document Number | 201811633021 |
| Deed Book / Page | 9824 / 656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 784 READING CIR, PHOENIXVILLE, PA 19460-0431 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0106211923 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 10621/1923 |
| Instrument | 11854605 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 784 READING CIR, PHOENIXVILLE, PA 19460-0431 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | INTERSTATEABSTRACT.COM, INTERSTATE ABSTRACT COM |
| Name | Verified Name |
|---|
| Document Number | 0104821077 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 10482/1077 |
| Instrument | 11816689 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 784 READING CIR, PHOENIXVILLE, PA 19460-0431 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0099400862 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 9940/0862 |
| Instrument | 11670356 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Pikeland Township |
| Unified School District | Phoenixville Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,194.00 (-89.13%) | $291,030 (-) Land $81,770 Building $209,260 | $291,030 (-) Land $81,770 Building $209,260 |
| 2024 | $10,983.00 | $291,030 Land $81,770 Building $209,260 | |
| 1998 | $291,030 Land $81,770 Building $209,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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