784 Race Track Rd, Centralia, IL 62801 Property Records

Marion County property record for 784 Race Track Rd, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	400 sqft · built 1938
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Apr 2022)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1530100013`

Property Details

APN / Parcel Number

Primary APN	`1530100013`

Interior

Building Area	400 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	87,120 sqft (2 acres)
Garage Area	600 sqft

Location & Zoning

Street Address	784 RACE TRACK RD
City	CENTRALIA
State	IL
Zip	62801-6806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW CORNER N 1/2 NW
Jurisdiction	MARION IL
Township / Civil Division	RACCOON
Census Block Group	4
Census Block	4014
Census Tract	952300

Owner

Source: Marion County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	784 RACE TRACK RD, CENTRALIA, IL 62801-6806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Quit Claim Deed, Transfer · Construction Mortgage PEOPLES NATIONAL BANK
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 16, 2019	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	20221510
Last Transfer Date	Aug 3, 2026
Transfer Doc	0000003456
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IL
Recording Date	Aug 19, 2026
Property Address	784 RACE TRACK RD, CENTRALIA, IL 62801-6806
Document Number	0000003456
Instrument Date	Aug 3, 2026
Instrument	20263456
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 RACE TRACK RD, CENTRALIA, IL 62801-6806

Mortgage

Document Number	0000003457,
Date	Aug 19, 2026
Instrument	20263457

Lender

Name	PEOPLES NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 3, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Apr 1, 2022
Property Address	784 RACE TRACK RD, CENTRALIA, IL 62801-6806
Document Number	2022R01510
Instrument Date	Mar 24, 2022
Instrument	2022R01510
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	OMA TITLE, DOMA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 SHAW RD, 2121, WALNUT HILL, IL 62893-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 RACE TRACK RD, CENTRALIA, IL 62801-6806

Mortgage

Document Number	2022R01511
Date	Apr 1, 2022
Instrument	2022R01511

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.75%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Jan 16, 2019
Property Address	784 RACE TRACK RD, CENTRALIA, IL 62801-6806
Document Number	2019R00157
Instrument Date	Jan 14, 2019
Instrument	2019R00157
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 RACE TRACK RD, CENTRALIA, IL 62801-6806

Mortgage

Document Number	2019R00158
Date	Jan 16, 2019
Instrument	2019R00158

Lender

Name	PEOPLES NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Raccoon Township
Secondary School District	Centralia High School District 200 (09 - 12)
Elementary School District	Raccoon Consolidated School District 1 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,840.00 (+6.42%) Homeowner's exemption	$38,960 (+11.99%) Land $6,920 Building $32,040	$116,880 (+11.99%) Land $20,760 Building $96,120
2024	$1,729.00 (+4.09%)	$34,790 (+17.69%) Land $6,180 Building $28,610	$104,370 (+17.69%) Land $18,540 Building $85,830
2022	$1,661.00 Homeowner's exemption	$29,560 Land $5,250 Building $24,310	$88,680 Land $15,750 Building $72,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Verizon Fixed Wireless	25 / 6
Netwitz Internet Services Fixed Wireless	25 / 5

May also be available: AT&T, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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